Spirit Financial Credit Union

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A short history of Spirit Financial CU

Since its inception in 1953 the Spirit Financial Credit Union has been serving its members in the LEVITTOWN, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Obarowski, the Spirit Financial CU has grown its membership to over 3,828 with assets of more than $50,427,898. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (267) 580-0230 or email them at joannglasson@msn.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LEVITTOWN, PA.

General Information For Spirit Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60369
Address 8535 NEW FALLS RD 
State Pennsylvania 
Zip-Code 19054
Phone Number (267) 580-0230
Fax Number (267) 580-0239
Email Address: joannglasson@msn.com
CEO/President David Obarowski
Members 3,828 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 50,427,898 
Website http://www.spiritfinancialcu.org 

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Spirit Financial Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Spirit Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 3.55 4.56 4.90 4.45
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 216 272 257 162
Rank Among All Pennsylvania Credit Unions 42 83 87 85 58

Spirit Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.28 0.81 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 101 204 205
Rank Among All Pennsylvania Credit Unions N/A 42 16 49 37
Spirit Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0008041,003,167
All Other Unsecured Loans/Lines of Credit 10.30064154,019
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.55059950,074
Used Vehicle Loans 4.5601681,690,933
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.900142,002,232
Total Other Real Estate Loans/Lines of Credit 4.45020712,138,632
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.61067623,675
TOTAL LOANS & LEASES 1,38318,562,732

Spirit Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 142,002,23200
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 15710,447,3457224,861
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 501,691,28722175,083
Open-End Fixed Rate 0000
TOTALS 22114,140,86429399,944


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Spirit Financial Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes