United Poles Federal Credit Union

Social
  • +1

A short history of United Poles FCU

Since its inception in 1965 the United Poles Federal Credit Union has been serving its members in the PERTH AMBOY, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by IWONA KARPETA, the United Poles FCU has grown its membership to over 2,194 with assets of more than $40,163,042. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (800) 333-7713 or email them at INFO@UP-FCU.COM to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PERTH AMBOY, NJ.

General Information For United Poles FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16577
Address 412 NEW BRUNSWICK AVE 
City PERTH AMBOY 
State New Jersey 
Zip-Code 08861
Phone Number (800) 333-7713
Fax Number (732) 442-1443
Email Address: INFO@UP-FCU.COM
CEO/President IWONA KARPETA
Members 2,194 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 40,163,042 
Website http://WWW.UNITEDPOLESFCU.COM 

Compare United Poles Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Division 726 CU DIVISION 726 FCU 4886 ARTHUR KILL RD 10309 (718) 356-1616 No 1.93
Central Jersey CU WOODBRIDGE 380 BERRY ST 07095 (732) 634-0600 No 2.29
Raritan Bay CU South River Office 93 Main St 08882 (732) 727-3500 No 3.13
Pinnacle CU Leisure Village West Branch 3C Buckingham Dr 08759 (732) 225-1505 No 3.35
M & C Menlo Park CU Main Office c/o BASF Corporation 08830 (732) 205-5199 No 4.21

United Poles Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


United Poles Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.99 2.99 4.50 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 145 91 205 260
Rank Among All New Jersey Credit Unions 20 19 15 33 38

United Poles Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 0.20 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 318 211
Rank Among All New Jersey Credit Unions N/A 34 13 52 24
United Poles Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9004791,009,070
All Other Unsecured Loans/Lines of Credit 11.00096388,274
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.3007621,169,936
New Vehicle Loans 2.99040756,492
Used Vehicle Loans 2.9901892,063,130
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50012721,048,014
Total Other Real Estate Loans/Lines of Credit 5.250692,400,320
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.00013157,700
TOTAL LOANS & LEASES 1,77528,992,936

United Poles Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 407,626,7883579,900
    b. 15 Years or less 313,139,4242348,400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 5610,281,8023824,720

OTHER REAL ESTATE

Closed-End Fixed Rate 672,077,22912549,554
Closed-End Adjustable Rate 2323,09100
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 19623,448,334202,302,574

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Poles Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes