Raritan Bay Federal Credit Union

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A short history of Raritan Bay FCU

Since its inception in 1941 the Raritan Bay Federal Credit Union has been serving its members in the SAYREVILLE, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ronald Behrens, the Raritan Bay FCU has grown its membership to over 11,004 with assets of more than $88,283,701. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (732) 727-3500 or email them at memberservices@raritanbayfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAYREVILLE, NJ.

General Information For Raritan Bay FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4726
Address 491 RARITAN STREET 
City SAYREVILLE 
State New Jersey 
Zip-Code 08872
Phone Number (732) 727-3500
Fax Number (732) 727-2527
Email Address: memberservices@raritanbayfcu.org
CEO/President Ronald Behrens
Members 11,004 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 88,283,701 
Website http://www.rbfcu.coop 

Compare Raritan Bay Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Parlin Dupont Employees CU Main Office 389 Washington Rd 08872 (732) 254-7573 No 0.30
N. J. Latvian CU NJ Latvian FCU 1017 State Route 33 07728 (732) 336-0033 No 3.52
Pinnacle CU Leisure Village West Branch 3C Buckingham Dr 08759 (732) 225-1505 No 3.87
Southern Middlesex Co Tchrs CU Southern Middlesex County Teachers FCU 39 Brunswick Woods Dr 08816 (732) 238-8662 No 4.03
United Poles CU LINDEN BRANCH 1161 W SAINT GEORGES AVE 07036 (908) 523-0008 No 4.87

Raritan Bay Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Raritan Bay Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 3.74 8.24 4.50 4.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 242 648 205 228
Rank Among All New Jersey Credit Unions 23 34 79 33 34

Raritan Bay Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 1.24 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 129 283
Rank Among All New Jersey Credit Unions N/A 34 19 13 37
Raritan Bay Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9901,8982,272,962
All Other Unsecured Loans/Lines of Credit 12.5005381,376,649
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.4601,0221,134,000
New Vehicle Loans 3.74033302,041
Used Vehicle Loans 8.2402,29919,290,240
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.500191,768,954
Total Other Real Estate Loans/Lines of Credit 4.99024412,950,345
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.000541,354,183
TOTAL LOANS & LEASES 6,10740,449,374

Raritan Bay Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 111,517,02500
    b. 15 Years or less 4136,99700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 4114,93200

OTHER REAL ESTATE

Closed-End Fixed Rate 1287,680,73600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 874,635,500101,524,000
Open-End Fixed Rate 29634,1094135,000
TOTALS 26314,719,299141,659,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Raritan Bay Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes