Central Jersey Federal Credit Union

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A short history of Central Jersey FCU

Since its inception in 1936 the Central Jersey Federal Credit Union has been serving its members in the WOODBRIDGE, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Reilly, the Central Jersey FCU has grown its membership to over 7,919 with assets of more than $80,000,250. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (732) 634-0600 or email them at support@cjfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WOODBRIDGE, NJ.

General Information For Central Jersey FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1108
Address 380 BERRY ST 
City WOODBRIDGE 
State New Jersey 
Zip-Code 07095
Phone Number (732) 634-0600
Fax Number (732) 634-7965
Email Address: support@cjfcu.org
CEO/President Michael Reilly
Members 7,919 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 80,000,250 
Website http://www.cjfcu.org 

Compare Central Jersey Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
M & C Menlo Park CU Main Office c/o BASF Corporation 08830 (732) 205-5199 No 2.17
United Poles CU LINDEN BRANCH 1161 W SAINT GEORGES AVE 07036 (908) 523-0008 No 2.73
Division 726 CU DIVISION 726 FCU 4886 ARTHUR KILL RD 10309 (718) 356-1616 No 3.51
Pinnacle CU Leisure Village West Branch 3C Buckingham Dr 08759 (732) 225-1505 No 3.56
Terminals CU TFCU 90 TENNYSON ST 07008 (732) 541-1373 No 3.71

Central Jersey Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Central Jersey Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.75 4.00 4.00 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 78 282 203 138 100
Rank Among All New Jersey Credit Unions 4 40 30 15 12

Central Jersey Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 318 271
Rank Among All New Jersey Credit Unions N/A 34 19 52 34
Central Jersey Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.7507741,841,358
All Other Unsecured Loans/Lines of Credit 6.0001,6405,925,100
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0001,6351,163,764
New Vehicle Loans 4.0001641,502,285
Used Vehicle Loans 4.0001802,300,341
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001289,383,766
Total Other Real Estate Loans/Lines of Credit 4.00024513,021,931
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.50030557,550
TOTAL LOANS & LEASES 4,79635,696,095

Central Jersey Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 743,431,6632285,000
    b. 15 Years or less 27692,73900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 1265,18000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 101,509,58200
Adjustable Rate > 1 yr 163,484,60200

OTHER REAL ESTATE

Closed-End Fixed Rate 1385,825,4709523,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1077,196,4615370,000
Open-End Fixed Rate 0000
TOTALS 37322,405,697161,178,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Central Jersey Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes