Union County Employees Federal Credit Union

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A short history of Union County Employees FCU

Since its inception in 1961 the Union County Employees Federal Credit Union has been serving its members in the Elizabeth, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jerry Rajsz, the Union County Employees FCU has grown its membership to over 1,778 with assets of more than $8,414,613. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (908) 527-4014 or email them at uccreditunion@ucnj.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Elizabeth, NJ.

General Information For Union County Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 14329
Address 2 Broad St Fl 3 
City Elizabeth 
State New Jersey 
Zip-Code 07201
Phone Number (908) 527-4014
Fax Number (908) 558-2373
Email Address: uccreditunion@ucnj.org
CEO/President Jerry Rajsz
Members 1,778 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,414,613 
Website http://unioncountycreditunion.com 

Compare Union County Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Seaport CU Seaport Federal Credit Union 5080 McLester St 07201 (908) 558-6124 No 0.80
Wakefern CU Wakefern FCU 505 Division St 07201 (908) 527-3749 No 0.88
Elizabeth Police Department E CU ELIZABETH POLICE DEPARTMENT FCU 1 POLICE PLZ 07201 (908) 558-2085 No 1.96
Elizabeth Postal Employees CU Elizabeth Postal Employeee CU 310 N Broad St 07207 (908) 289-5846 No 1.97
Elizabeth (n.j.) Firemen's CU Attic 411 Irvington Ave 07208 (908) 351-7770 No 2.16

Union County Employees Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Union County Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 7.38 8.14 N/A 5.97
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 562 641 N/A 337
Rank Among All New Jersey Credit Unions N/A 75 78 N/A 46

Union County Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.35 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 81 N/A N/A N/A
Rank Among All New Jersey Credit Unions N/A 24 N/A N/A N/A
Union County Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.0009402,272,577
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.38019256,351
Used Vehicle Loans 8.14023160,339
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.9703137,144
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 9852,826,411

Union County Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 3137,14400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 3137,14400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Union County Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No