Seaport Federal Credit Union

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A short history of Seaport FCU

Since its inception in 1969 the Seaport Federal Credit Union has been serving its members in the ELIZABETH, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Ramos, the Seaport FCU has grown its membership to over 5,139 with assets of more than $69,671,632. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (908) 558-6124 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ELIZABETH, NJ.

General Information For Seaport FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19185
Address 5080 MCLESTER ST 
State New Jersey 
Zip-Code 07201
Phone Number (908) 558-6124
Fax Number (908) 558-6482
Email Address:
CEO/President Lisa Ramos
Members 5,139 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 69,671,632 

Compare Seaport Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Wakefern CU Wakefern FCU 505 Division St 07201 (908) 527-3749 No 0.88
Elizabeth Police Department E CU ELIZABETH POLICE DEPARTMENT FCU 1 POLICE PLZ 07201 (908) 558-2085 No 1.96
Elizabeth Postal Employees CU Elizabeth Postal Employeee CU 310 N Broad St 07207 (908) 289-5846 No 1.97
Union County Employees CU Union County Employees - Main Office 2 Broad St Fl 3 07201 (908) 527-4014 No 2.06
Elizabeth (n.j.) Firemen's CU Attic 411 Irvington Ave 07208 (908) 351-7770 No 2.16

Seaport Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Seaport Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 3.35 3.69 4.30 4.15
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 187 169 180 121
Rank Among All New Jersey Credit Unions 38 28 24 27 15

Seaport Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.20 0.32 1.16 0.82
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 108 94 142 182
Rank Among All New Jersey Credit Unions 4 28 9 16 19
Seaport Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.0007092,594,009
All Other Unsecured Loans/Lines of Credit 12.7501,2605,563,465
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.000162104,765
Non-Federally Guaranteed Student Loans 6.640321232,663
New Vehicle Loans 3.3501785,232,152
Used Vehicle Loans 3.6904087,708,268
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.300368,705,367
Total Other Real Estate Loans/Lines of Credit 4.150341,945,671
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.960701,946,294
TOTAL LOANS & LEASES 3,17834,032,654

Seaport Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 277,580,7531450,500
    b. 15 Years or less 91,124,61400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 341,945,6713360,297
Open-End Fixed Rate 0000
TOTALS 7010,651,0384810,797


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Seaport Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes