North Jersey Federal Credit Union

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A short history of North Jersey FCU

Since its inception in 1936 the North Jersey Federal Credit Union has been serving its members in the TOTOWA, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lourdes Cortez, the North Jersey FCU has grown its membership to over 26,899 with assets of more than $230,199,012. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (973) 785-9200 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TOTOWA, NJ.

General Information For North Jersey FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1015
Address 711 UNION BLVD. 
City TOTOWA 
State New Jersey 
Zip-Code 07512
Phone Number (973) 785-9200
Fax Number (973) 785-3264
Email Address: none
CEO/President Lourdes Cortez
Members 26,899 
Full-Time Employees 62 
Part-Time Employees 13 
Number of Branch Offices
Total Assets 230,199,012 
Website http://njfcu.org 

Compare North Jersey Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
First Jersey CU Hawthorne 245 Diamond Bridge Ave 245 Diamond Bridge Ave 07506 (973) 305-8889 No 1.12
Paterson Police CU Records 111 Broadway 07506 (973) 321-1137 No 2.98
Gaf Linden Employees CU branch office 4000 Road To Grasseli Rd 07036 (908) 474-5101 No 3.66
Clifton Nj Postal Employees CU Main 811 Paulison Ave 07011 (973) 472-5492 No 4.48
Nova Ua CU Botany Branch 237 Dayton Ave 07011 (973) 772-0620 No 4.57

North Jersey Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


North Jersey Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.53 3.90 5.93 4.24 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 529 262 435 173 132
Rank Among All New Jersey Credit Unions 49 37 54 25 19

North Jersey Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.20 0.01 0.14 0.89 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 102 156 127 192 158
Rank Among All New Jersey Credit Unions 3 39 17 25 15
North Jersey Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.530923812,946
All Other Unsecured Loans/Lines of Credit 13.7802,3169,459,185
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.7505531,379,268
New Vehicle Loans 3.9001883,750,293
Used Vehicle Loans 5.9306557,268,825
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.24021938,501,903
Total Other Real Estate Loans/Lines of Credit 4.25044925,225,921
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 13.8601,81731,124,730
TOTAL LOANS & LEASES 7,120117,523,071

North Jersey Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15526,506,474214,757,450
    b. 15 Years or less 446,431,66753,574,000
Balloon/Hybrid
    a. > 15 years 5714,98800
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 154,848,77400

OTHER REAL ESTATE

Closed-End Fixed Rate 28317,648,724181,340,200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1667,577,197121,582,800
Open-End Fixed Rate 0000
TOTALS 66863,727,8245611,254,450

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Jersey Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes