Nova Ua Federal Credit Union

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A short history of Nova Ua FCU

Since its inception in 1960 the Nova Ua Federal Credit Union has been serving its members in the CLIFTON, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Val Bogattchouk, the Nova Ua FCU has grown its membership to over 3,703 with assets of more than $115,705,094. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (973) 471-0700 or email them at bankuke@optonline.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CLIFTON, NJ.

General Information For Nova Ua FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13439
Address 851 ALLWOOD RD 
City CLIFTON 
State New Jersey 
Zip-Code 07012
Phone Number (973) 471-0700
Fax Number (973) 471-4506
Email Address: bankuke@optonline.net
CEO/President Val Bogattchouk
Members 3,703 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 115,705,094 
Website http://www.novafcu.com 

Compare Nova Ua Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Xcel CU XCEL Federal Credit Union 1460 Broad St 07003 (973) 275-9235 No 1.38
Clifton Nj Postal Employees CU Main 811 Paulison Ave 07011 (973) 472-5492 No 1.53
Passaic Postal Employees CU MAIN OFFICE 46 GROVE ST 07055 (973) 473-1164 No 1.88
Proponent CU Branch 10 536 Washington Ave 07110 (973) 338-1133 No 1.99
Passaic Police CU Pasaic Police Federal Credit Union 330 Passaic St 07055 (973) 365-3991 No 2.15

Nova Ua Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Nova Ua Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.99 4.49 4.25 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 279 263 174 56
Rank Among All New Jersey Credit Unions 20 39 37 26 4

Nova Ua Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 N/A 0.64 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 N/A 235 259
Rank Among All New Jersey Credit Unions 4 26 N/A 35 31
Nova Ua Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900461535,907
All Other Unsecured Loans/Lines of Credit 11.00034234,669
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.990430,891
Used Vehicle Loans 4.49017120,858
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25024651,038,941
Total Other Real Estate Loans/Lines of Credit 3.500281,783,218
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.00050833,273
TOTAL LOANS & LEASES 84054,577,757

Nova Ua Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9619,435,7811140,000
    b. 15 Years or less 8216,198,12362,386,000
Balloon/Hybrid
    a. > 15 years 41,847,89500
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 6413,557,14282,257,400

OTHER REAL ESTATE

Closed-End Fixed Rate 8469,3931150,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 201,313,825520,000
Open-End Fixed Rate 0000
TOTALS 27452,822,159214,953,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Nova Ua Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes