First Jersey Credit Union

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A short history of First Jersey CU

Since its inception in 1929 the First Jersey Credit Union has been serving its members in the WAYNE, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Deborah Gordon, the First Jersey CU has grown its membership to over 9,906 with assets of more than $101,364,721. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (973) 305-8889 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WAYNE, NJ.

General Information For First Jersey CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62750
State New Jersey 
Zip-Code 07470
Phone Number (973) 305-8889
Fax Number (973) 628-0283
Email Address:
CEO/President Deborah Gordon
Members 9,906 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 101,364,721 

Compare First Jersey Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gaf Linden Employees CU branch office 4000 Road To Grasseli Rd 07036 (908) 474-5101 No 0.36
North Jersey CU Totowa Branch 711 Union Blvd 07512 (973) 785-9200 No 4.20
Paterson Police CU Records 111 Broadway 07512 (973) 321-1137 No 4.28
Clifton Nj Postal Employees CU Main 811 Paulison Ave 07011 (973) 472-5492 No 7.31
Nova Ua CU Botany Branch 237 Dayton Ave 07011 (973) 772-0620 No 7.76

First Jersey Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

First Jersey Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 2.49 2.49 4.50 5.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 83 51 205 339
Rank Among All New Jersey Credit Unions 39 11 6 33 47

First Jersey Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.25 1.05 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 105 165 276
Rank Among All New Jersey Credit Unions 6 30 11 20 35
First Jersey Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.5009601,757,762
All Other Unsecured Loans/Lines of Credit 11.0006242,178,581
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0001,8332,168,168
New Vehicle Loans 2.4905925,184,589
Used Vehicle Loans 2.4902,06712,728,154
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5004659,309,553
Total Other Real Estate Loans/Lines of Credit 5.99042917,394,363
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.00024016,157,015
TOTAL LOANS & LEASES 7,21066,878,185

First Jersey Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 414,992,20300
    b. 15 Years or less 4224,207,22000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2110,13000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2958,762,655171,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1348,631,70816782,258
Open-End Fixed Rate 0000
TOTALS 89426,703,91617853,258


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Jersey Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website No