Hoboken School Employees Federal Credit Union

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A short history of Hoboken School Employees FCU

Since its inception in 1937 the Hoboken School Employees Federal Credit Union has been serving its members in the HOBOKEN, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by WILLIAM SLOOTMAKER, the Hoboken School Employees FCU has grown its membership to over 1,924 with assets of more than $51,499,327. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (201) 659-0126 or email them at CONTACTUS@HSEFCU.COOP to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HOBOKEN, NJ.

General Information For Hoboken School Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2155
Address 522 ADAMS ST 
City HOBOKEN 
State New Jersey 
Zip-Code 07030
Phone Number (201) 659-0126
Fax Number (201) 659-0206
Email Address: CONTACTUS@HSEFCU.COOP
CEO/President WILLIAM SLOOTMAKER
Members 1,924 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 51,499,327 
Website http://WWW.HSEFCU.COOP 

Compare Hoboken School Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
K & E Employees CU Hoboken 56 2nd st 07030 (201) 420-1399 No 0.42
Hoboken N J Police CU CREDIT UNION OFFICE 94 Washington St 07030 (201) 420-2129 No 0.52
Erie Lackawanna Railroad Co Emp CU Office 89 Washington St 07030 (201) 222-8325 No 0.83
Ocnac #1 CU 1082 summit ave 1082 summit ave 07307 (201) 420-1026 No 1.07
Jersey City Firemen CU Jersey City Firemen FCU 666 Summit Ave 07306 (201) 653-8900 No 1.57

Hoboken School Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Hoboken School Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 7.25 7.00 4.25 5.40
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 558 545 174 278
Rank Among All New Jersey Credit Unions 20 74 69 26 41

Hoboken School Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.50 0.50 N/A 1.50 2.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 69 66 N/A 91 32
Rank Among All New Jersey Credit Unions 1 19 N/A 10 2
Hoboken School Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9003671,002,973
All Other Unsecured Loans/Lines of Credit 13.500269877,793
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 7.25031386,038
Used Vehicle Loans 7.00022201,649
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2509119,711,229
Total Other Real Estate Loans/Lines of Credit 5.400201,242,514
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.1709124,044
TOTAL LOANS & LEASES 80923,546,240

Hoboken School Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6115,733,80100
    b. 15 Years or less 293,968,39600
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 19,03200
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 201,242,51400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 11120,953,74300

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Hoboken School Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes