Picatinny Federal Credit Union

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A short history of Picatinny FCU

Since its inception in 1939 the Picatinny Federal Credit Union has been serving its members in the DOVER, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Keith McCarthy, the Picatinny FCU has grown its membership to over 17,438 with assets of more than $337,249,380. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (973) 361-5225 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DOVER, NJ.

General Information For Picatinny FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3291
State New Jersey 
Zip-Code 07801
Phone Number (973) 361-5225
Fax Number (973) 361-8850
Email Address: none
CEO/President Keith McCarthy
Members 17,438 
Full-Time Employees 53 
Part-Time Employees
Number of Branch Offices
Total Assets 337,249,380 
Website http://www.picacreditunion.com 

Compare Picatinny Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Defense Logistics CU Defense Logistics FCU Ardec Building 93 07806 (973) 724-8290 No 1.10
Union Building Trades CU Union Building Trades Federal Credit Union 205 Cherry Hill Rd 07054 (973) 263-0001 No 6.96
Garden Savings CU Dover Branch 23 Prospect St 07801 (973) 361-3770 No 7.96
Novartis CU Building 315 1 Health Plz Bldg 315 07936 (862) 778-9955 No 11.89
Fairleigh Dickinson Universty CU Madison Main Office 12 Main St Ste 4 07940 (973) 301-0931 No 12.31

Picatinny Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Picatinny Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.24 2.49 4.13 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 56 51 159 132
Rank Among All New Jersey Credit Unions 20 6 6 20 19

Picatinny Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.23 0.25 2.00 0.12
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 103 105 38 281
Rank Among All New Jersey Credit Unions 11 27 11 2 36
Picatinny Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9004,5288,987,927
All Other Unsecured Loans/Lines of Credit 9.9901,0614,874,094
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2404878,365,707
Used Vehicle Loans 2.4901,31815,728,810
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13034460,071,217
Total Other Real Estate Loans/Lines of Credit 4.25082746,380,360
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.10098871,840
TOTAL LOANS & LEASES 8,663145,279,955

Picatinny Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15831,154,942142,917,043
    b. 15 Years or less 13620,345,3123510,000
    a. > 15 years 314,626,3661391,891
    b. 15 Years or less 193,944,5971273,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 63539,232,481625,165,345
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1927,147,879181,449,000
Open-End Fixed Rate 0000
TOTALS 1,171106,451,5779910,706,279


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 592,782,784610,000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Picatinny Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes