First Point Federal Credit Union

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A short history of First Point FCU

Since its inception in 1955 the First Point Federal Credit Union has been serving its members in the HAMILTON, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dorell Wood, the First Point FCU has grown its membership to over 1,477 with assets of more than $22,784,400. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (609) 838-2847 or email them at info@accopfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAMILTON, NJ.

General Information For First Point FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 10319
Address 2733 Nottingham Way, Ste 5 
City HAMILTON 
State New Jersey 
Zip-Code 08619
Phone Number (609) 838-2847
Fax Number (609) 838-2850
Email Address: info@accopfcu.com
CEO/President Dorell Wood
Members 1,477 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,784,400 
Website http://firstpointfcu.com 

Compare First Point Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Central Jersey Police & Fire CU HAMILTON 2733 NOTTINGHAM WAY Ste U8 08619 (609) 570-8155 No 0.75
Mercer County Improvement Authority CU MERCER COUNTY IMPROVEMENT AUTH EMPLOYEES FCU 600 SLOAN AVE 08619 (609) 689-1765 No 0.84
Hamilton Horizons CU Hamilton Horizons FCU 3535 Quakerbridge Rd Ste 600 08619 (609) 631-4300 No 1.56
Trenton Teachers CU MAIN OFFICE PO Box 9335 08650 (609) 890-1630 No 2.75
Public Service E.d. Trenton CU Credit Union 4140 Quakerbridge Rd 08619 (609) 799-6919 No 3.44

First Point Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First Point Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 5.25 N/A 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 356 N/A 100
Rank Among All New Jersey Credit Unions N/A 53 48 N/A 12

First Point Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 1.05 0.95
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 165 166
Rank Among All New Jersey Credit Unions N/A 28 N/A 20 16
First Point Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.0002391,145,807
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.00023329,596
Used Vehicle Loans 5.25086793,967
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.0001085,845,354
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 4568,114,724

First Point Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 683,974,5944285,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 401,870,76025487,597
Open-End Fixed Rate 0000
TOTALS 1085,845,35429772,597

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First Point Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes