Rutherford Postal District Em Federal Credit Union

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A short history of Rutherford Postal District Em FCU

Since its inception in 1937 the Rutherford Postal District Em Federal Credit Union has been serving its members in the Lakewood, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Howard Bernier, the Rutherford Postal District Em FCU has grown its membership to over 413 with assets of more than $7,891,016. They have a main office and 0 branch offices. Please see the credit unions website or contact them by phone at (732) 987-6533 or email them at rutherfordpostalcreditunion@yahoo.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Lakewood, NJ.

General Information For Rutherford Postal District Em FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2107
Address PO BOX 196 
City Lakewood 
State New Jersey 
Zip-Code 08701
Phone Number (732) 987-6533
Fax Number (201) 475-1839
Email Address: rutherfordpostalcreditunion@yahoo.com
CEO/President Howard Bernier
Members 413 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 7,891,016 
Website  

Compare Rutherford Postal District Em Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Public Service H C Employees CU PSHCEFCU Office 415 Lake Barnegat Dr 08723 (888) 606-8877 No 6.65
Lakehurst Naval CU EPL, Inc. 22 Inverness Center Pkwy Ste 400 35242 (877) 581-8338 No 6.82
Bergen Division CU TOMS RIVER 27 BAHAMIA DR 08757 (732) 349-8556 No 7.16
Ocean County Employees CU Ocean County Employees Federal Credit Union 118 Washington St 08754 (732) 341-4004 No 8.27
First Financial CU Toms River Branch 1360 Route 9 08754 (732) 312-1500 No 8.84

Rutherford Postal District Em Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Rutherford Postal District Em Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 8.75 5.75 N/A 6.57
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 604 416 N/A 398
Rank Among All New Jersey Credit Unions N/A 80 52 N/A 52

Rutherford Postal District Em Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 1.41 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 27 N/A N/A N/A
Rank Among All New Jersey Credit Unions N/A 8 N/A N/A N/A
Rutherford Postal District Em Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.00051201,252
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 8.750651,221
Used Vehicle Loans 5.750542,774
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 6.570114,048
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.000210,581
TOTAL LOANS & LEASES 65319,876

Rutherford Postal District Em Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 114,04800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 114,04800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Rutherford Postal District Em Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No