Jersey Shore Federal Credit Union

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A short history of Jersey Shore FCU

Since its inception in 1963 the Jersey Shore Federal Credit Union has been serving its members in the Northfield, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Burns, the Jersey Shore FCU has grown its membership to over 12,169 with assets of more than $148,401,894. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (609) 646-3339 or email them at info@jerseyshorefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Northfield, NJ.

General Information For Jersey Shore FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15483
Address 1434 New Rd 
City Northfield 
State New Jersey 
Zip-Code 08225
Phone Number (609) 646-3339
Fax Number (609) 646-8074
Email Address: info@jerseyshorefcu.org
CEO/President James Burns
Members 12,169 
Full-Time Employees 40 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 148,401,894 
Website http://www.jerseyshorefcu.org 

Compare Jersey Shore Federal Credit Union To Other Local Credit Unions


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Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Atlantic County Nj Employees CU Atlantic County 1104 Berry Dr 08225 (609) 927-4688 No 2.99
Atlantic City Police CU Public Safety Building 2715 Atlantic Ave 08225 (609) 348-5905 No 4.99
Atlantic City Electric Co Emp CU Carney's Point 5 Collins Dr Ste 1200 08069 (856) 351-7224 No 10.11
South Jersey Gas Employees CU SJGEFCU 1110 Black Horse Pike 08037 (609) 567-3945 No 24.92
Bridgeton Onized CU Bridgeton Office 524 N Pearl St 08302 (856) 692-4000 No 26.16

Jersey Shore Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Jersey Shore Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 1.99 2.75 2.50 3.75 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 3 115 52 102 56
Rank Among All New Jersey Credit Unions 1 14 7 11 4

Jersey Shore Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.35 0.60 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 89 240 192
Rank Among All New Jersey Credit Unions N/A 34 8 36 21
Jersey Shore Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 1.990570992,527
All Other Unsecured Loans/Lines of Credit 10.0001,3674,795,208
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0001264,121
New Vehicle Loans 2.7501783,035,991
Used Vehicle Loans 2.5007507,740,236
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.75016330,171,619
Total Other Real Estate Loans/Lines of Credit 3.50084932,283,998
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7501504,666,705
TOTAL LOANS & LEASES 4,03983,750,405

Jersey Shore Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 517,254,2505633,700
    b. 15 Years or less 8913,248,64351,810,400
Balloon/Hybrid
    a. > 15 years 146,683,67521,000,000
    b. 15 Years or less 0000
Other Fixed Rate 3403,05500
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 62,581,9961750,000

OTHER REAL ESTATE

Closed-End Fixed Rate 35912,943,174301,299,285
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 49019,340,824151,465,600
Open-End Fixed Rate 0000
TOTALS 1,01262,455,617586,958,985

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Jersey Shore Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes