Mercer County Nj Teachers Federal Credit Union

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A short history of Mercer County Nj Teachers FCU

Since its inception in 1936 the Mercer County Nj Teachers Federal Credit Union has been serving its members in the Hamilton Square, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Adam Romero, the Mercer County Nj Teachers FCU has grown its membership to over 4,015 with assets of more than $32,225,518. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (609) 586-6669 or email them at info@mcnjtfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Hamilton Square, NJ.

General Information For Mercer County Nj Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1351
Address 2271 Highway 33 Ste 108 
City Hamilton Square 
State New Jersey 
Zip-Code 08690
Phone Number (609) 586-6669
Fax Number (609) 586-1142
Email Address: info@mcnjtfcu.org
CEO/President Adam Romero
Members 4,015 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 32,225,518 
Website http://www.mcnjtfcu.org 

Compare Mercer County Nj Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Central Jersey Police & Fire CU HAMILTON 2733 NOTTINGHAM WAY Ste U8 08619 (609) 570-8155 No 1.67
First Point CU MAIN 2733 Nottingham Way Ste 5 08619 (609) 838-2847 No 1.68
Hamilton Horizons CU Hamilton Horizons FCU 3535 Quakerbridge Rd Ste 600 08619 (609) 631-4300 No 2.03
Mercer County Improvement Authority CU MERCER COUNTY IMPROVEMENT AUTH EMPLOYEES FCU 600 SLOAN AVE 08619 (609) 689-1765 No 2.77
Postal Employees CU 4248 S Broad St 4248 S Broad St 08650 (609) 585-4334 No 3.67

Mercer County Nj Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mercer County Nj Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.96 3.67 3.01 N/A 4.36
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 88 233 93 N/A 148
Rank Among All New Jersey Credit Unions 7 31 17 N/A 21

Mercer County Nj Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.10 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 332 N/A
Rank Among All New Jersey Credit Unions N/A 34 21 54 N/A
Mercer County Nj Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.960392857,988
All Other Unsecured Loans/Lines of Credit 11.10097234,634
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.67046668,772
Used Vehicle Loans 3.0101421,361,709
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.3601454,910,220
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.13023128,762
TOTAL LOANS & LEASES 8458,162,085

Mercer County Nj Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 632,631,5203107,507
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 822,278,70014177,696
Open-End Fixed Rate 0000
TOTALS 1454,910,22017285,203

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mercer County Nj Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes