Unity Federal Credit Union

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A short history of Unity FCU

Since its inception in 1954 the Unity Federal Credit Union has been serving its members in the Oaklyn, New Jersey area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janice King, the Unity FCU has grown its membership to over 836 with assets of more than $3,217,928. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (856) 854-4583 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Oaklyn, NJ.

General Information For Unity FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9399
Address P.O. Box 67 
City Oaklyn 
State New Jersey 
Zip-Code 08107
Phone Number (856) 854-4583
Fax Number (856) 854-4586
Email Address: none
CEO/President Janice King
Members 836 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 3,217,928 
Website http://www.unityfcu.com 

Compare Unity Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Peoples Transport CU Peoples Transport FCU 136 W Kings Hwy 08059 (856) 931-2180 No 1.90
Campbell Employees CU CAMPBELL EMPLOYEES FEDERAL CU 2 EXECUTIVE CAMPUS STE 100 08101 (856) 486-3250 No 2.35
Camden Police CU Camden Police FCU 327 Market St 08101 (856) 581-1088 No 2.88
Philadelphia Mint CU PHILADELPHIA MINT FEDERAL CREDIT UNION 151 N INDEPENDENCE MALL E 19106 (215) 408-0170 No 4.66
Philadelphia Letter Carriers CU Philadelphia Letter Carriers FCU 2512 S Broad St 19145 (215) 922-5474 No 4.69

Unity Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Unity Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.25 4.00 6.45 N/A 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 362 282 494 N/A 260
Rank Among All New Jersey Credit Unions 33 40 63 N/A 38

Unity Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 N/A 0.25 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 N/A 310 N/A
Rank Among All New Jersey Credit Unions N/A 30 N/A 51 N/A
Unity Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.2507899,763
All Other Unsecured Loans/Lines of Credit 13.000501675,429
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00030560,230
Used Vehicle Loans 6.45022237,890
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.2509225,741
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 13.000310,433
TOTAL LOANS & LEASES 6431,809,486

Unity Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 9225,74100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 9225,74100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Unity Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No