Keypoint Credit Union

  • +1

A short history of Keypoint CU

Since its inception in 1979 the Keypoint Credit Union has been serving its members in the Santa Clara, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by T. Bradford Canfield, the Keypoint CU has grown its membership to over 54,031 with assets of more than $1,198,928,347. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (408) 731-4100 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Santa Clara, CA.

General Information For Keypoint CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65299
Address 2805 Bowers Ave 
City Santa Clara 
State California 
Zip-Code 95051
Phone Number (408) 731-4100
Fax Number (408) 727-1959
Email Address:
CEO/President T. Bradford Canfield
Members 54,031 
Full-Time Employees 171 
Part-Time Employees 15 
Number of Branch Offices
Total Assets 1,198,928,347 

Compare Keypoint Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mission City CU Fiserv Data Processor 2601 Network Blvd Ste 600 75034 (877) 337-2843 No 1.97
Technology CU San Francisco Financial Center 1449 Mission St 94103 (415) 553-6105 No 3.97
Santa Clara County CU City Centre Branch 140 E San Fernando St 95112 (408) 938-2880 No 4.12
Premier One CU Asbury 140 Asbury St 95110 (855) 500-7128 No 4.49
Pacific Postal CU North San Jose Branch 1750 Lundy Ave 95161 (408) 437-8888 No 4.61

Keypoint Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Keypoint Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.74 1.74 2.24 3.75 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 77 18 35 102 99
Rank Among All California Credit Unions 7 8 20 33 23

Keypoint Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.05 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 142 215 192
Rank Among All California Credit Unions 24 45 52 56 41
Keypoint Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.7404,4849,765,304
All Other Unsecured Loans/Lines of Credit 15.9005,17014,944,273
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.7409,133159,067,387
Used Vehicle Loans 2.2406,42179,420,106
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7501,605574,511,625
Total Other Real Estate Loans/Lines of Credit 3.9902,614120,303,161
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.490624,533,431
TOTAL LOANS & LEASES 29,489962,545,287

Keypoint Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 21647,909,1963211,906,692
    b. 15 Years or less 21528,198,217133,187,553
    a. > 15 years 330178,124,97114084,345,173
    b. 15 Years or less 624284,350,7099571,512,454
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 22035,928,53255,029,525
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1439,772,199151,339,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2,471110,530,9622179,462,390
Open-End Fixed Rate 0000
TOTALS 4,219694,814,786517186,783,287


Interest Only & Payment Option 1st Mortgage Loans 430106,660,16710,856,264
Interest Only & Payment Option Other RE/LOC Loans 2,470110,508,2339,180,886
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Keypoint Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes