Technology Credit Union

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A short history of Technology CU

Since its inception in 1960 the Technology Credit Union has been serving its members in the SAN JOSE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Todd Harris, the Technology CU has grown its membership to over 88,289 with assets of more than $2,404,396,353. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (408) 451-9111 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN JOSE, CA.

General Information For Technology CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68383
Address 2010 N 1ST ST 
State California 
Zip-Code 95131
Phone Number (408) 451-9111
Fax Number (408) 436-1277
Email Address: none
CEO/President Todd Harris
Members 88,289 
Full-Time Employees 227 
Part-Time Employees
Number of Branch Offices 10 
Total Assets 2,404,396,353 

Compare Technology Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Santa Clara County CU City Centre Branch 140 E San Fernando St 95112 (408) 938-2880 No 1.66
Novo CU Novo Federal Credit Union 2191 5th St Ste 202 92860 (951) 737-6262 No 2.61
Premier One CU Asbury 140 Asbury St 95110 (855) 500-7128 No 2.64
Partners CU Harbor Pointe Branch 1313 S Harbor Blvd 32830 (714) 940-7721 No 3.48
Mission City CU Fiserv Data Processor 2601 Network Blvd Ste 600 75034 (877) 337-2843 No 3.73

Technology Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Technology Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.65 1.99 2.49 3.38 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 312 34 51 58 100
Rank Among All California Credit Unions 67 15 27 17 24

Technology Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.15 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 124 215 192
Rank Among All California Credit Unions 19 38 40 56 41
Technology Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.6501,4411,520,676
All Other Unsecured Loans/Lines of Credit 10.7505,17822,790,193
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9904,536134,763,935
Used Vehicle Loans 2.4903,78953,016,449
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.3802,0621,043,730,651
Total Other Real Estate Loans/Lines of Credit 4.0005,279332,156,741
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.99010,123200,990,388
TOTAL LOANS & LEASES 32,4081,788,969,033

Technology Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 616193,710,5862911,303,920
    b. 15 Years or less 41685,176,22271,831,576
    a. > 15 years 207144,714,0872316,015,665
    b. 15 Years or less 819615,983,5446653,481,203
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 31,246,2122836,951
Adjustable Rate > 1 yr 12,900,00000


Closed-End Fixed Rate 1429,663,698323,354,675
Closed-End Adjustable Rate 41741,310,31200
Open-End Adjustable Rate 4,720281,182,7312,206103,755,743
Open-End Fixed Rate 0000
TOTALS 7,3411,375,887,3922,365190,579,733


Interest Only & Payment Option 1st Mortgage Loans 5785,279,91911,012,224
Interest Only & Payment Option Other RE/LOC Loans 4,719279,731,862103,345,405
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Technology Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes