Premier One Credit Union

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A short history of Premier One CU

Since its inception in 1968 the Premier One Credit Union has been serving its members in the San Jose, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by ANDREA BREWER, the Premier One CU has grown its membership to over 24,055 with assets of more than $411,101,673. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (855) 500-7128 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in San Jose, CA.

General Information For Premier One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68540
Address 6640 Via Del Oro 
City San Jose 
State California 
Zip-Code 95119
Phone Number (855) 500-7128
Fax Number (408) 224-2890
Email Address:
Members 24,055 
Full-Time Employees 66 
Part-Time Employees 10 
Number of Branch Offices
Total Assets 411,101,673 

Compare Premier One Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Commonwealth Central CU Silver Creek 5890 Silver Creek Valley Rd 95138 (408) 531-3100 No 2.17
Meriwest CU Cottle Financial Center 5683 Cottle Rd 95153 (877) 637-4937 No 3.40
Alliance CU Robertsville 3315 Almaden Expy 95118 (800) 232-8669 No 5.72
Pacific Postal CU North San Jose Branch 1750 Lundy Ave 95161 (408) 437-8888 No 9.13
Partners CU Harbor Pointe Branch 1313 S Harbor Blvd 32830 (714) 940-7721 No 9.45

Premier One Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Premier One Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 1.99 1.99 2.75 2.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 34 21 13 8
Rank Among All California Credit Unions 47 15 12 2 3

Premier One Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.50 0.10 0.40 1.76 1.76
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 30 129 76 60 69
Rank Among All California Credit Unions 3 38 17 8 6
Premier One Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9007,38715,279,215
All Other Unsecured Loans/Lines of Credit 4.0001,7239,255,286
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99055111,662,586
Used Vehicle Loans 1.9902,51432,250,301
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.750345122,193,591
Total Other Real Estate Loans/Lines of Credit 2.49078042,131,602
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.10052966,051
TOTAL LOANS & LEASES 13,352233,738,632

Premier One Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19167,874,578157,154,000
    b. 15 Years or less 5613,219,44151,495,000
    a. > 15 years 95,345,7352765,000
    b. 15 Years or less 8635,632,61982,926,400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3121,21800
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 20410,106,389372,473,851
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 57632,025,2135916,459,833
Open-End Fixed Rate 0000
TOTALS 1,125164,325,19312631,274,084


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 47325,290,02816,459,833
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Premier One Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes