Pacific Postal Credit Union

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A short history of Pacific Postal CU

Since its inception in 1931 the Pacific Postal Credit Union has been serving its members in the SAN JOSE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Fardad Khosravi, the Pacific Postal CU has grown its membership to over 14,236 with assets of more than $222,197,333. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (408) 275-8595 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN JOSE, CA.

General Information For Pacific Postal CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64835
Address 1040 LEIGH AVE 
State California 
Zip-Code 95126
Phone Number (408) 275-8595
Fax Number (408) 275-6870
Email Address: none
CEO/President Fardad Khosravi
Members 14,236 
Full-Time Employees 28 
Part-Time Employees
Number of Branch Offices
Total Assets 222,197,333 

Compare Pacific Postal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Partners CU Harbor Pointe Branch 1313 S Harbor Blvd 32830 (714) 940-7721 No 1.57
Premier One CU Asbury 140 Asbury St 95110 (855) 500-7128 No 1.86
Novo CU Novo Federal Credit Union 2191 5th St Ste 202 92860 (951) 737-6262 No 2.14
Mission City CU Fiserv Data Processor 2601 Network Blvd Ste 600 75034 (877) 337-2843 No 2.50
Santa Clara County CU City Centre Branch 140 E San Fernando St 95112 (408) 938-2880 No 2.81

Pacific Postal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Pacific Postal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.49 1.99 3.99 3.92 4.10
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 121 34 202 129 113
Rank Among All California Credit Unions 16 15 87 47 27

Pacific Postal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.15 1.11 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 124 150 192
Rank Among All California Credit Unions 19 38 40 30 41
Pacific Postal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.4902,0924,672,604
All Other Unsecured Loans/Lines of Credit 9.4101,3827,430,020
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9904218,161,443
Used Vehicle Loans 3.99096110,707,083
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.9209124,564,641
Total Other Real Estate Loans/Lines of Credit 4.10025989,522
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.6202082,313,053
TOTAL LOANS & LEASES 5,18058,838,366

Pacific Postal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2911,651,85152,289,500
    b. 15 Years or less 61,456,6782640,000
    a. > 15 years 122,548,69900
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 448,907,4131791,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 10500,45100
Closed-End Adjustable Rate 15489,07100
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 11625,554,16383,720,500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Pacific Postal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes