Mission City Federal Credit Union

Social
  • +1

A short history of Mission City FCU

Since its inception in 1959 the Mission City Federal Credit Union has been serving its members in the SANTA CLARA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Waterman, the Mission City FCU has grown its membership to over 4,706 with assets of more than $96,616,049. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (408) 244-5818 or email them at info@missioncityfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SANTA CLARA, CA.

General Information For Mission City FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13131
Address 1391 FRANKLIN ST 
City SANTA CLARA 
State California 
Zip-Code 95050
Phone Number (408) 244-5818
Fax Number (408) 244-9390
Email Address: info@missioncityfcu.org
CEO/President David Waterman
Members 4,706 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 96,616,049 
Website http://www.missioncityfcu.org 

Compare Mission City Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Keypoint CU Cupertino Branch 10815 N Wolfe Rd Ste 100 95014 (408) 731-4100 No 2.02
Santa Clara County CU City Centre Branch 140 E San Fernando St 95112 (408) 938-2880 No 2.32
Technology CU San Francisco Financial Center 1449 Mission St 94103 (415) 553-6105 No 2.34
Premier One CU Asbury 140 Asbury St 95110 (855) 500-7128 No 2.63
Novo CU Novo Federal Credit Union 2191 5th St Ste 202 92860 (951) 737-6262 No 3.12

Mission City Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Mission City Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.46 3.12 4.27 3.84 4.48
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 199 158 235 113 165
Rank Among All California Credit Unions 34 62 99 39 46

Mission City Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.20 0.88 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 114 194 N/A
Rank Among All California Credit Unions 19 31 34 48 N/A
Mission City Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.4601,2643,944,766
All Other Unsecured Loans/Lines of Credit 8.5303541,184,051
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1209886,162,128
Used Vehicle Loans 4.2702,0109,787,245
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8406920,226,947
Total Other Real Estate Loans/Lines of Credit 4.48027115,933,408
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.890532,003,167
TOTAL LOANS & LEASES 5,00959,241,712

Mission City Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3511,822,34600
    b. 15 Years or less 295,706,40300
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 52,698,19800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 271,169,72600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 24414,763,68200
Open-End Fixed Rate 0000
TOTALS 34036,160,35500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mission City Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes