Meriwest Credit Union

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A short history of Meriwest CU

Since its inception in 1961 the Meriwest Credit Union has been serving its members in the SAN JOSE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Julie Kirsch, the Meriwest CU has grown its membership to over 77,469 with assets of more than $1,413,268,974. They have a main office and 12 branch offices. Please see the credit unions website or contact them by phone at (408) 972-5222 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN JOSE, CA.

General Information For Meriwest CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68394
Address P O BOX 530953 
State California 
Zip-Code 95153
Phone Number (408) 972-5222
Fax Number (408) 363-3298
Email Address:
CEO/President Julie Kirsch
Members 77,469 
Full-Time Employees 222 
Part-Time Employees
Number of Branch Offices 12 
Total Assets 1,413,268,974 

Compare Meriwest Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Partners CU Harbor Pointe Branch 1313 S Harbor Blvd 32830 (714) 940-7721 No 0.19
Novo CU Novo Federal Credit Union 2191 5th St Ste 202 92860 (951) 737-6262 No 1.03
Premier One CU Asbury 140 Asbury St 95110 (855) 500-7128 No 1.09
Santa Clara County CU City Centre Branch 140 E San Fernando St 95112 (408) 938-2880 No 2.26
Pacific Postal CU North San Jose Branch 1750 Lundy Ave 95161 (408) 437-8888 No 2.54

Meriwest Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Meriwest Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.15 3.40 3.88 4.05
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 161 137 121 107
Rank Among All California Credit Unions N/A 65 64 43 25

Meriwest Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.03 0.05 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 148 142 302 259
Rank Among All California Credit Unions 19 47 52 89 75
Meriwest Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.8507,05015,878,648
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1505,662147,847,086
Used Vehicle Loans 3.4008,609141,015,679
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.880907531,115,147
Total Other Real Estate Loans/Lines of Credit 4.0503,604206,902,878
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0501,78447,821,138
TOTAL LOANS & LEASES 27,6161,090,580,576

Meriwest Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 311161,381,8472620,486,400
    b. 15 Years or less 8920,788,13362,845,000
    a. > 15 years 159186,190,1772441,940,100
    b. 15 Years or less 13083,607,3702213,616,100
Other Fixed Rate 7690,330192,500
Adjustable Rate 1 yr or less 20977,934,39973,956,000
Adjustable Rate > 1 yr 2522,89100


Closed-End Fixed Rate 21911,325,823291,969,651
Closed-End Adjustable Rate 6247,42400
Open-End Adjustable Rate 3,379195,329,6312,01943,777,961
Open-End Fixed Rate 0000
TOTALS 4,511738,018,0252,134128,683,712


Interest Only & Payment Option 1st Mortgage Loans 115,296,3040
Interest Only & Payment Option Other RE/LOC Loans 1,17690,427,64221,782,736
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Meriwest Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes