Wildfire Credit Union

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A short history of Wildfire CU

Since its inception in 1937 the Wildfire Credit Union has been serving its members in the SAGINAW, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Timothy Benecke, the Wildfire CU has grown its membership to over 44,872 with assets of more than $761,256,343. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (989) 249-8200 or email them at web@wildfirecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAGINAW, MI.

General Information For Wildfire CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60057
Address PO BOX 3285 
State Michigan 
Zip-Code 48605
Phone Number (989) 249-8200
Fax Number () -
Email Address: web@wildfirecu.org
CEO/President Timothy Benecke
Members 44,872 
Full-Time Employees 162 
Part-Time Employees 13 
Number of Branch Offices
Total Assets 761,256,343 
Website http://www.wildfirecu.org 

Compare Wildfire Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Family First CU Freeland Office 6900 Midland Rd 48623 (989) 695-5144 No 0.37
Generations Family CU VA Hospital 1500 Weiss St 48605 (989) 793-1970 No 0.52
Team One CU SAGINAW MAIN 520 HAYDEN ST 48606 (989) 754-6575 No 0.98
Saginaw County Employees CU Saginaw County Employees Credit Union 1700 Court St 48602 (989) 793-9188 No 1.25
Wanigas CU Bagley Main Office 1837 Bagley St 48601 (989) 759-5780 No 1.34

Wildfire Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wildfire Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.24 2.24 4.00 6.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 56 35 138 368
Rank Among All Michigan Credit Unions 22 11 9 32 75

Wildfire Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 0.31 1.83 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 95 54 228
Rank Among All Michigan Credit Unions 11 10 16 6 49
Wildfire Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.90010,67921,206,502
All Other Unsecured Loans/Lines of Credit 7.9905,95322,815,460
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.000974,561
New Vehicle Loans 2.2401,04423,173,401
Used Vehicle Loans 2.2406,25765,454,073
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0002,830258,739,622
Total Other Real Estate Loans/Lines of Credit 6.2505109,331,670
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9901,85928,408,570
TOTAL LOANS & LEASES 29,141429,203,859

Wildfire Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 928102,821,77811214,792,887
    b. 15 Years or less 82066,610,433727,333,745
    a. > 15 years 76174,441,738476,492,569
    b. 15 Years or less 21612,338,86516820,959
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1052,526,8088154,881
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2544,618,18838839,502
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2564,713,48253648,907
Open-End Fixed Rate 0000
TOTALS 3,340268,071,29234631,083,450


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wildfire Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes