Team One Credit Union

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A short history of Team One CU

Since its inception in 1935 the Team One Credit Union has been serving its members in the SAGINAW, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by GERALD HUTTO, the Team One CU has grown its membership to over 49,940 with assets of more than $505,611,715. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (989) 754-6575 or email them at TALK2US@TEAMONECU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAGINAW, MI.

General Information For Team One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62141
Address 520 HAYDEN ST 
State Michigan 
Zip-Code 48606
Phone Number (989) 754-6575
Fax Number (989) 754-4249
Members 49,940 
Full-Time Employees 145 
Part-Time Employees 36 
Number of Branch Offices
Total Assets 505,611,715 
Website http://WWW.TEAMONECU.ORG 

Compare Team One Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Family First CU Freeland Office 6900 Midland Rd 48623 (989) 695-5144 No 0.37
Generations Family CU VA Hospital 1500 Weiss St 48605 (989) 793-1970 No 0.52
Saginaw County Employees CU Saginaw County Employees Credit Union 1700 Court St 48602 (989) 793-9188 No 1.25
Wanigas CU Bagley Main Office 1837 Bagley St 48601 (989) 759-5780 No 1.34
Saginaw Medical CU STATE ST OFFICE 4550 STATE ST 48608 (989) 791-7070 No 3.02

Team One Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Team One Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.50 4.00 4.50 5.00 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 297 282 264 268 289
Rank Among All Michigan Credit Unions 52 84 66 78 62

Team One Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.16 0.20 0.35 1.00 0.80
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 106 108 89 174 184
Rank Among All Michigan Credit Unions 10 11 14 35 36
Team One Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.50011,95632,988,985
All Other Unsecured Loans/Lines of Credit 8.5004,23311,941,303
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0001,24923,974,733
Used Vehicle Loans 4.50010,07897,687,070
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001,780159,915,674
Total Other Real Estate Loans/Lines of Credit 5.5005478,338,957
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5003,84949,055,914
TOTAL LOANS & LEASES 33,692383,902,636

Team One Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 39841,924,29010111,480,023
    b. 15 Years or less 68543,433,643444,261,058
    a. > 15 years 44233,171,84271,587,599
    b. 15 Years or less 23538,224,620337,018,588
Other Fixed Rate 112,279,91791,805,304
Adjustable Rate 1 yr or less 6621,6733523,473
Adjustable Rate > 1 yr 3259,6891137,201


Closed-End Fixed Rate 1002,281,11013689,752
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 4425,972,93410432,589
Open-End Fixed Rate 584,913351,588
TOTALS 2,327168,254,63122427,987,175


Interest Only & Payment Option 1st Mortgage Loans 203,161,2802,465,978
Interest Only & Payment Option Other RE/LOC Loans 13229,64796,389
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Team One Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes