Saginaw County Employees Credit Union

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A short history of Saginaw County Employees CU

Since its inception in 1956 the Saginaw County Employees Credit Union has been serving its members in the Saginaw, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Klass, the Saginaw County Employees CU has grown its membership to over 3,018 with assets of more than $35,386,388. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (989) 793-9188 or email them at scecu@yahoo.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Saginaw, MI.

General Information For Saginaw County Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62282
Address 1700 Court St 
City Saginaw 
State Michigan 
Zip-Code 48602
Phone Number (989) 793-9188
Fax Number (989) 793-9184
Email Address: scecu@yahoo.com
CEO/President John Klass
Members 3,018 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 35,386,388 
Website http://www.scecu.net 

Compare Saginaw County Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Family First CU Freeland Office 6900 Midland Rd 48623 (989) 695-5144 No 0.93
Generations Family CU VA Hospital 1500 Weiss St 48605 (989) 793-1970 No 1.52
Team One CU SAGINAW MAIN 520 HAYDEN ST 48606 (989) 754-6575 No 1.96
Saginaw Medical CU STATE ST OFFICE 4550 STATE ST 48608 (989) 791-7070 No 2.23
Wanigas CU Bagley Main Office 1837 Bagley St 48601 (989) 759-5780 No 2.26

Saginaw County Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Saginaw County Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 3.44 6.05 4.24 4.08
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 201 448 173 111
Rank Among All Michigan Credit Unions 42 61 107 43 17

Saginaw County Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.80 0.83
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 207 181
Rank Among All Michigan Credit Unions N/A 16 25 46 33
Saginaw County Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9906811,172,114
All Other Unsecured Loans/Lines of Credit 11.130366887,425
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.440761,066,022
Used Vehicle Loans 6.0502612,387,007
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2401238,345,205
Total Other Real Estate Loans/Lines of Credit 4.080871,587,613
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.870106681,430
TOTAL LOANS & LEASES 1,70016,126,816

Saginaw County Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3190,750191,200
    b. 15 Years or less 734,793,143264,200
Balloon/Hybrid
    a. > 15 years 473,361,3124434,306
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 12187,886110,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 751,399,727238,043
Open-End Fixed Rate 0000
TOTALS 2109,932,81810638,249

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Saginaw County Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes