Generations Family Federal Credit Union

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A short history of Generations Family FCU

Since its inception in 1936 the Generations Family Federal Credit Union has been serving its members in the SAGINAW, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Rita Goul, the Generations Family FCU has grown its membership to over 3,471 with assets of more than $31,188,956. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (989) 755-8502 or email them at INFO@mysaginawcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAGINAW, MI.

General Information For Generations Family FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1594
Address PO BOX 1964 
City SAGINAW 
State Michigan 
Zip-Code 48605
Phone Number (989) 755-8502
Fax Number (989) 755-0131
Email Address: INFO@mysaginawcu.com
CEO/President Rita Goul
Members 3,471 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 31,188,956 
Website http://generationsfamilyfcu.org 

Compare Generations Family Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Family First CU Freeland Office 6900 Midland Rd 48623 (989) 695-5144 No 0.37
Team One CU SAGINAW MAIN 520 HAYDEN ST 48606 (989) 754-6575 No 0.98
Saginaw County Employees CU Saginaw County Employees Credit Union 1700 Court St 48602 (989) 793-9188 No 1.25
Wanigas CU Bagley Main Office 1837 Bagley St 48601 (989) 759-5780 No 1.34
Saginaw Medical CU STATE ST OFFICE 4550 STATE ST 48608 (989) 791-7070 No 3.02

Generations Family Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Generations Family Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.75 23.00 5.00 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 115 829 268 200
Rank Among All Michigan Credit Unions 38 28 139 78 39

Generations Family Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.35 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 293 291
Rank Among All Michigan Credit Unions N/A 19 30 66 64
Generations Family Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,3051,536,312
All Other Unsecured Loans/Lines of Credit 7.0007121,162,754
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.750971,587,955
Used Vehicle Loans 23.0002661,798,242
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000623,143,741
Total Other Real Estate Loans/Lines of Credit 4.750561,178,455
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0003081,348,135
TOTAL LOANS & LEASES 2,80611,755,594

Generations Family Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19936,099190,000
    b. 15 Years or less 331,719,96912604,647
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 10487,6734117,079
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 561,178,455255,000
Open-End Fixed Rate 0000
TOTALS 1184,322,19619866,726

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Generations Family Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes