Wanigas Credit Union

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A short history of Wanigas CU

Since its inception in 1952 the Wanigas Credit Union has been serving its members in the Saginaw, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bernard Williams, the Wanigas CU has grown its membership to over 26,395 with assets of more than $324,085,813. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (989) 759-5780 or email them at info@wanigas.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Saginaw, MI.

General Information For Wanigas CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68578
Address 1837 Bagley Street 
City Saginaw 
State Michigan 
Zip-Code 48601
Phone Number (989) 759-5780
Fax Number (989) 753-7864
Email Address: info@wanigas.com
CEO/President Bernard Williams
Members 26,395 
Full-Time Employees 84 
Part-Time Employees 15 
Number of Branch Offices
Total Assets 324,085,813 
Website http://www.wanigas.com 

Compare Wanigas Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Generations Family CU VA Hospital 1500 Weiss St 48605 (989) 793-1970 No 1.11
Team One CU SAGINAW MAIN 520 HAYDEN ST 48606 (989) 754-6575 No 1.15
Family First CU Freeland Office 6900 Midland Rd 48623 (989) 695-5144 No 1.60
Saginaw County Employees CU Saginaw County Employees Credit Union 1700 Court St 48602 (989) 793-9188 No 2.53
Saginaw Medical CU STATE ST OFFICE 4550 STATE ST 48608 (989) 791-7070 No 4.30

Wanigas Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wanigas Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.25 4.00 4.00 4.13 5.74
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 106 282 203 160 316
Rank Among All Michigan Credit Unions 14 84 53 39 69

Wanigas Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.30 0.55 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 97 251 219
Rank Among All Michigan Credit Unions N/A 16 17 58 47
Wanigas Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.2509,06310,568,424
All Other Unsecured Loans/Lines of Credit 8.9907,48913,035,574
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00062411,553,826
Used Vehicle Loans 4.0004,10842,771,830
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.1301,669119,450,570
Total Other Real Estate Loans/Lines of Credit 5.7404759,790,019
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9908969,800,599
TOTAL LOANS & LEASES 24,324216,970,842

Wanigas Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 86076,896,589798,132,831
    b. 15 Years or less 78941,809,227292,265,891
    a. > 15 years 8399,11100
    b. 15 Years or less 12345,643168,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2274,710,61018628,350
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2485,079,409128369,455
Open-End Fixed Rate 0000
TOTALS 2,144129,240,58925511,464,527


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wanigas Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes