West Community Credit Union

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A short history of West Community CU

Since its inception in 1936 the West Community Credit Union has been serving its members in the O Fallon, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jason Peach, the West Community CU has grown its membership to over 19,289 with assets of more than $200,533,801. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (636) 720-2400 or email them at info@westcommunitycu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in O Fallon, MO.

General Information For West Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62801
Address 4161 Highway K 
City O Fallon 
State Missouri 
Zip-Code 63368
Phone Number (636) 720-2400
Fax Number (636) 720-2490
Email Address: info@westcommunitycu.org
CEO/President Jason Peach
Members 19,289 
Full-Time Employees 74 
Part-Time Employees
Number of Branch Offices
Total Assets 200,533,801 
Website http://www.westcommunitycu.org 

Compare West Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Missouri Valley CU Missouri Valley Federal Credit Union 7900 Mexico Rd 63376 (636) 978-8800 No 5.07
1st Financial CU Downtown 1407 Washington Ave 63103 (636) 916-8300 No 8.57
First Community CU Wentzville 1971 Wentzville Pkwy 63103 (636) 728-3333 No 9.73
Division #6 Highway CU Division 6 Highway Credit Union 14392 S Outer 40 Rd 63017 (314) 453-1780 No 14.34
Electro Savings CU Maryland Heights 1805 Craigshire Rd 63146 (314) 434-6470 No 16.42

West Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

West Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.60 4.55 5.39 4.22 4.60
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 307 347 370 171 182
Rank Among All Missouri Credit Unions 21 59 53 25 22

West Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.04 0.15 0.38 0.96 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 128 119 81 181 205
Rank Among All Missouri Credit Unions 15 18 7 16 17
West Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.6003,72510,089,330
All Other Unsecured Loans/Lines of Credit 12.7709955,808,747
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.300911,573,830
New Vehicle Loans 4.55077214,904,935
Used Vehicle Loans 5.3902,91935,489,575
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.22045141,557,424
Total Other Real Estate Loans/Lines of Credit 4.6001,60661,168,172
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.6502122,289,425
TOTAL LOANS & LEASES 10,771172,881,438

West Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 547,639,755539,211,269
    b. 15 Years or less 485,004,917142,476,150
    a. > 15 years 718,626,2127738,159
    b. 15 Years or less 27019,189,551973,252,702
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 81,096,9891234,150
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2406,502,37929937,327
Closed-End Adjustable Rate 19,12000
Open-End Adjustable Rate 1,36554,656,67376921,055,529
Open-End Fixed Rate 0000
TOTALS 2,057102,725,59697037,905,286


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

West Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes