Electro Savings Credit Union

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A short history of Electro Savings CU

Since its inception in 1941 the Electro Savings Credit Union has been serving its members in the Saint Louis, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stanley Moeckli, the Electro Savings CU has grown its membership to over 18,578 with assets of more than $165,538,274. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (314) 434-6470 or email them at escuweb@escu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Saint Louis, MO.

General Information For Electro Savings CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62590
Address 1850 Craigshire Rd Ste 203 
City Saint Louis 
State Missouri 
Zip-Code 63146
Phone Number (314) 434-6470
Fax Number (314) 628-2555
Email Address: escuweb@escu.org
CEO/President Stanley Moeckli
Members 18,578 
Full-Time Employees 58 
Part-Time Employees
Number of Branch Offices
Total Assets 165,538,274 
Website http://www.electrosavings.com 

Compare Electro Savings Credit Union To Other Local Credit Unions

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Zip Code
Phone Number
ATM Access
Distance (Miles)
Mawc CU MAWC CREDIT UNION 727 CRAIG RD 63141 (314) 996-2399 No 3.17
Vantage CU Cave Springs 1077 Cave Springs Blvd 63376 (314) 298-0055 No 4.08
Division #6 Highway CU Division 6 Highway Credit Union 14392 S Outer 40 Rd 63017 (314) 453-1780 No 5.47
Co - Lib CU St. Louis County Library - HQ 1640 S Lindbergh Blvd 63131 (314) 994-3300 No 6.32
First Community CU Wentzville 1971 Wentzville Pkwy 63131 (636) 728-3333 No 7.58

Electro Savings Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Electro Savings Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 2.99 2.99 3.50 6.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 145 91 72 368
Rank Among All Missouri Credit Unions 17 24 14 7 46

Electro Savings Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.50 0.75 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 60 215 158
Rank Among All Missouri Credit Unions N/A 17 3 24 6
Electro Savings Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9903,2106,300,659
All Other Unsecured Loans/Lines of Credit 11.2508581,492,078
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901,04020,275,972
Used Vehicle Loans 2.9905,59261,182,279
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.500459,278,626
Total Other Real Estate Loans/Lines of Credit 6.25042515,211,033
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.75022106,203
TOTAL LOANS & LEASES 11,192113,846,850

Electro Savings Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 101,377,9272267,000
    b. 15 Years or less 81,009,2116737,000
    a. > 15 years 194,837,872194,837,872
    b. 15 Years or less 82,053,61600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1896,655,1909434,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2368,555,84321465,854
Open-End Fixed Rate 0000
TOTALS 47024,489,659576,742,426


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Electro Savings Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes