1st Financial Federal Credit Union

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A short history of 1st Financial FCU

Since its inception in 1968 the 1st Financial Federal Credit Union has been serving its members in the Wentzville, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carol Minges, the 1st Financial FCU has grown its membership to over 32,810 with assets of more than $233,893,546. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (636) 916-8300 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Wentzville, MO.

General Information For 1st Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24774
Address 1232 Wentzville Pkwy 
City Wentzville 
State Missouri 
Zip-Code 63385
Phone Number (636) 916-8300
Fax Number () -
Email Address: none
CEO/President Carol Minges
Members 32,810 
Full-Time Employees 87 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 233,893,546 
Website http://www.1stfinancialfcu.org 

Compare 1st Financial Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
West Community CU Tigers Community Credit Union 3310 Bluff Creek Dr Ste 101 65201 (573) 443-8452 No 9.28
Missouri Valley CU Missouri Valley Federal Credit Union 7900 Mexico Rd 63376 (636) 978-8800 No 9.95
First Community CU Wentzville 1971 Wentzville Pkwy 63376 (636) 728-3333 No 16.10
Division #6 Highway CU Division 6 Highway Credit Union 14392 S Outer 40 Rd 63017 (314) 453-1780 No 20.73
Electro Savings CU Maryland Heights 1805 Craigshire Rd 63146 (314) 434-6470 No 22.68

1st Financial Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


1st Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.36 4.65 7.80 4.45 4.26
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 283 358 615 200 133
Rank Among All Missouri Credit Unions 20 62 83 28 14

1st Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.17 0.03 0.14 0.97 0.76
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 105 148 127 179 191
Rank Among All Missouri Credit Unions 9 25 16 15 12
1st Financial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.3601,2792,211,386
All Other Unsecured Loans/Lines of Credit 9.8102,3946,630,448
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.6502,07744,364,138
Used Vehicle Loans 7.8009,332116,304,271
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.45012413,566,004
Total Other Real Estate Loans/Lines of Credit 4.2601,18412,317,133
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.6007069,410,042
TOTAL LOANS & LEASES 17,096204,803,422

1st Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 152,161,93671,057,880
    b. 15 Years or less 7690,0564467,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 51,263,96200
Other Fixed Rate 110,42800
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 969,439,62200

OTHER REAL ESTATE

Closed-End Fixed Rate 1734,324,51519536,420
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,0107,897,74629457,646
Open-End Fixed Rate 194,87200
TOTALS 1,30825,883,137592,518,946

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 2272,0900
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

1st Financial Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes