Ventura County Credit Union

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A short history of Ventura County CU

Since its inception in 1950 the Ventura County Credit Union has been serving its members in the Ventura, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joseph Schroeder, the Ventura County CU has grown its membership to over 78,440 with assets of more than $822,726,564. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (805) 477-4000 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Ventura, CA.

General Information For Ventura County CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68458
Address 2575 Vista Del Mar Dr, Suite 100 
City Ventura 
State California 
Zip-Code 93001
Phone Number (805) 477-4000
Fax Number (805) 339-4226
Email Address:
CEO/President Joseph Schroeder
Members 78,440 
Full-Time Employees 153 
Part-Time Employees 38 
Number of Branch Offices
Total Assets 822,726,564 

Compare Ventura County Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
County Schools CU Vital Records 4591 Market St 13495 No 8.69
Limoneira CU LIMONEIRA FEDERAL CREDIT UNION 1141 CUMMINGS RD 93060 (805) 525-9989 No 12.99
Cbc CU Camarillo Branch 300 Arneill Rd 93010 (805) 988-2151 No 14.03
Santa Barbara County CU Main Office 2623 De La Vina St 93105 (805) 682-3357 No 22.44
Santa Barbara Teachers CU Santa Barbara Teachers FCU 1507B S Broadway 93454 (805) 925-8922 No 24.21

Ventura County Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ventura County Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.95 3.39 3.89 4.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 154 195 189 174 100
Rank Among All California Credit Unions 23 76 83 76 24

Ventura County Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.25 0.80 0.90
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 105 207 171
Rank Among All California Credit Unions N/A 45 30 54 34
Ventura County Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.95012,56646,916,717
All Other Unsecured Loans/Lines of Credit 8.9504,73321,889,420
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.3901,84035,582,482
Used Vehicle Loans 3.89016,028192,432,176
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250737229,722,248
Total Other Real Estate Loans/Lines of Credit 4.00091259,677,526
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001481,659,707
TOTAL LOANS & LEASES 36,964587,880,276

Ventura County Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 23167,226,6268631,447,735
    b. 15 Years or less 20533,515,317197,082,313
    a. > 15 years 4021,516,95183,797,864
    b. 15 Years or less 260106,939,592125,922,350
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1523,762120,212
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 405,130,59583,816,764
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 87254,546,93138410,361,203
Open-End Fixed Rate 0000
TOTALS 1,649289,399,77451862,448,441


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 87254,546,93110,361,203
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ventura County Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes