Santa Barbara County Federal Credit Union

Social
  • +1

A short history of Santa Barbara County FCU

Since its inception in 1950 the Santa Barbara County Federal Credit Union has been serving its members in the SANTA BARBARA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Teri Zanini, the Santa Barbara County FCU has grown its membership to over 4,640 with assets of more than $43,192,744. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (805) 682-3357 or email them at info@sbcreditunion.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SANTA BARBARA, CA.

General Information For Santa Barbara County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6711
Address 2623 DE LA VINA ST. 
City SANTA BARBARA 
State California 
Zip-Code 93105
Phone Number (805) 682-3357
Fax Number (805) 569-9047
Email Address: info@sbcreditunion.com
CEO/President Teri Zanini
Members 4,640 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 43,192,744 
Website http://www.sbcreditunion.com 

Compare Santa Barbara County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Santa Barbara Teachers CU Santa Barbara Teachers FCU 1507B S Broadway 93454 (805) 925-8922 No 8.70

Santa Barbara County Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Santa Barbara County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.75 2.75 4.13 2.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 115 71 159 6
Rank Among All California Credit Unions 47 44 32 65 2

Santa Barbara County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.02 0.02 N/A 0.02
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 151 149 N/A 295
Rank Among All California Credit Unions N/A 49 55 N/A 95
Santa Barbara County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9006811,074,697
All Other Unsecured Loans/Lines of Credit 10.25078243,939
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.75035766,749
Used Vehicle Loans 2.7502212,815,144
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13051,091,641
Total Other Real Estate Loans/Lines of Credit 2.250323,373,979
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.0201736,329
TOTAL LOANS & LEASES 1,0699,402,478

Santa Barbara County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3898,14300
    b. 15 Years or less 2193,49800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 323,373,9794825,000
Open-End Fixed Rate 0000
TOTALS 374,465,6204825,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Santa Barbara County Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes