Cbc Federal Credit Union

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A short history of Cbc FCU

Since its inception in 1952 the Cbc Federal Credit Union has been serving its members in the OXNARD, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Patrick Miller, the Cbc FCU has grown its membership to over 25,688 with assets of more than $480,852,196. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (805) 988-2151 or email them at memberservices@cbcfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in OXNARD, CA.

General Information For Cbc FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7608
State California 
Zip-Code 93036
Phone Number (805) 988-2151
Fax Number (805) 278-3825
Email Address: memberservices@cbcfcu.org
CEO/President Patrick Miller
Members 25,688 
Full-Time Employees 83 
Part-Time Employees 13 
Number of Branch Offices
Total Assets 480,852,196 
Website http://www.cbcfcu.org 

Compare Cbc Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ventura County CU Moorpark Branch 510 New Los Angeles Ave 93021 (805) 477-4000 No 1.94
County Schools CU Vital Records 4591 Market St 93021 13495 No 2.73
Limoneira CU LIMONEIRA FEDERAL CREDIT UNION 1141 CUMMINGS RD 93060 (805) 525-9989 No 7.00

Cbc Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cbc Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.25 1.99 2.15 3.39 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 178 34 31 60 168
Rank Among All California Credit Unions 30 15 18 18 48

Cbc Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.30 0.05 0.50 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 88 142 265 266
Rank Among All California Credit Unions 30 20 52 76 79
Cbc Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.2505,82216,821,129
All Other Unsecured Loans/Lines of Credit 9.3902,40511,943,126
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901,05430,965,017
Used Vehicle Loans 2.1503,07949,203,085
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.390481100,411,581
Total Other Real Estate Loans/Lines of Credit 4.50056817,137,373
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9003,15810,961,556
TOTAL LOANS & LEASES 16,567237,442,867

Cbc Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19951,484,999183,776,000
    b. 15 Years or less 18815,888,864142,196,500
    a. > 15 years 0000
    b. 15 Years or less 2712,90600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 7724,314,41483,783,050
Adjustable Rate > 1 yr 158,010,39862,852,650


Closed-End Fixed Rate 452,129,03900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 52214,988,6317465,000
Open-End Fixed Rate 119,70300
TOTALS 1,049117,548,9545313,073,200


Interest Only & Payment Option 1st Mortgage Loans 1168,2810
Interest Only & Payment Option Other RE/LOC Loans 7258,7340
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cbc Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes