Santa Barbara Teachers Federal Credit Union

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A short history of Santa Barbara Teachers FCU

Since its inception in 1937 the Santa Barbara Teachers Federal Credit Union has been serving its members in the Santa Barbara, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Roy McLaughlin, the Santa Barbara Teachers FCU has grown its membership to over 10,233 with assets of more than $239,066,959. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (805) 682-2467 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Santa Barbara, CA.

General Information For Santa Barbara Teachers FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1909
Address 3970 La Colina Rd 
City Santa Barbara 
State California 
Zip-Code 93110
Phone Number (805) 682-2467
Fax Number (805) 682-0203
Email Address: none
CEO/President Roy McLaughlin
Members 10,233 
Full-Time Employees 20 
Part-Time Employees
Number of Branch Offices
Total Assets 239,066,959 
Website http://www.sbtfcu.org 

Compare Santa Barbara Teachers Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Santa Barbara County CU Main Office 2623 De La Vina St 93105 (805) 682-3357 No 2.56

Santa Barbara Teachers Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Santa Barbara Teachers Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 2.90 3.30 3.36 5.98
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 133 124 56 338
Rank Among All California Credit Unions 26 51 57 16 106

Santa Barbara Teachers Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.07 0.34 N/A N/A 0.72
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 122 82 N/A N/A 197
Rank Among All California Credit Unions 22 19 N/A N/A 43
Santa Barbara Teachers Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0001,1502,386,112
All Other Unsecured Loans/Lines of Credit 10.940129622,893
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.90045628,699
Used Vehicle Loans 3.3003072,688,723
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.36033060,066,001
Total Other Real Estate Loans/Lines of Credit 5.980221,052,212
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.340721,212,866
TOTAL LOANS & LEASES 2,05568,657,506

Santa Barbara Teachers Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 17540,798,5673996,000
    b. 15 Years or less 15519,267,43471,204,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 221,052,2122152,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 35261,118,213122,352,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Santa Barbara Teachers Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes