The Golden 1 Credit Union

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A short history of The Golden 1 CU

Since its inception in 1933 the The Golden 1 Credit Union has been serving its members in the SACRAMENTO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Donna Bland, the The Golden 1 CU has grown its membership to over 875,026 with assets of more than $11,158,918,497. They have a main office and 75 branch offices. Please see the credit unions website or contact them by phone at (916) 732-2900 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SACRAMENTO, CA.

General Information For The Golden 1 CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61650
Address P.O. BOX 15966 
State California 
Zip-Code 95852
Phone Number (916) 732-2900
Fax Number (916) 363-7064
Email Address:
CEO/President Donna Bland
Members 875,026 
Full-Time Employees 1,551 
Part-Time Employees 120 
Number of Branch Offices 75 
Total Assets 11,158,918,497 

Compare The Golden 1 Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sacramento CU Bruceville Branch 6600 Bruceville Rd (888) 722-8601 No 0.13
Matson Employees CU MATSON EFCU 475 14th St Ste 220 94612 (510) 628-4358 No 0.31
Mc Clatchy Employees CU Fresno 1626 E St 93786 (559) 441-6189 No 1.14
Schools Financial CU Orangevale Branch 6000 Main Ave 95662 (916) 989-1018 No 3.26
First U.s. Community CU First US Community CU 580 University Ave 95825 (916) 576-5642 No 4.14

The Golden 1 Credit Union Financial Performance Charts

Performance Charts

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Financial Data

The Golden 1 Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.79 3.69 3.69 4.25 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 81 235 169 174 200
Rank Among All California Credit Unions 9 93 75 76 57

The Golden 1 Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.15 0.25 1.49 1.49
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 119 105 92 95
Rank Among All California Credit Unions 30 31 30 13 14
The Golden 1 Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.790142,521420,829,083
All Other Unsecured Loans/Lines of Credit 9.79051,864261,085,191
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.69086,7392,417,883,377
Used Vehicle Loans 3.690105,6001,748,018,938
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25014,2982,540,560,100
Total Other Real Estate Loans/Lines of Credit 4.7509,295340,332,166
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.6503,51378,035,751
TOTAL LOANS & LEASES 413,8307,806,744,606

The Golden 1 Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7,1751,716,786,321899265,452,881
    b. 15 Years or less 4,582534,703,20328151,118,993
    a. > 15 years 379136,190,6623620,463,726
    b. 15 Years or less 534107,925,694115,652,300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 92,093,94200
Adjustable Rate > 1 yr 1,61942,860,27800


Closed-End Fixed Rate 3,60394,188,25936014,045,352
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 5,573242,817,6904,16085,934,362
Open-End Fixed Rate 1193,326,21700
TOTALS 23,5932,880,892,2665,747442,667,614


Interest Only & Payment Option 1st Mortgage Loans 4611,095,9070
Interest Only & Payment Option Other RE/LOC Loans 5,439232,287,19871,152,295
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

The Golden 1 Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes