Schools Financial Credit Union

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A short history of Schools Financial CU

Since its inception in 1933 the Schools Financial Credit Union has been serving its members in the Sacramento, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tim Marriott, the Schools Financial CU has grown its membership to over 139,548 with assets of more than $1,861,280,226. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (916) 569-2001 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sacramento, CA.

General Information For Schools Financial CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68398
Address 1485 Response Rd, Ste 126 
City Sacramento 
State California 
Zip-Code 95815
Phone Number (916) 569-2001
Fax Number () -
Email Address:
CEO/President Tim Marriott
Members 139,548 
Full-Time Employees 271 
Part-Time Employees 23 
Number of Branch Offices 11 
Total Assets 1,861,280,226 

Compare Schools Financial Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Matson Employees CU MATSON EFCU 475 14th St Ste 220 94612 (510) 628-4358 No 2.75
First U.s. Community CU First US Community CU 580 University Ave 95825 (916) 576-5642 No 2.97
Sacramento CU Bruceville Branch 6600 Bruceville Rd 95825 (888) 722-8601 No 3.08
Mc Clatchy Employees CU Fresno 1626 E St 93786 (559) 441-6189 No 3.20
The Golden 1 CU Ione 339 Preston Ave 93786 (916) 732-2900 No 5.08

Schools Financial Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Schools Financial Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.74 2.99 2.99 3.25 5.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 138 145 91 44 339
Rank Among All California Credit Unions 19 56 41 11 107

Schools Financial Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.25 1.50 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 105 91 271
Rank Among All California Credit Unions 24 38 30 12 83
Schools Financial Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.74023,00769,351,445
All Other Unsecured Loans/Lines of Credit 7.9907,67129,397,293
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99011,801283,966,656
Used Vehicle Loans 2.99035,395491,601,544
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.2502,028221,403,338
Total Other Real Estate Loans/Lines of Credit 5.9901,04481,837,514
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9901,14012,926,492
TOTAL LOANS & LEASES 82,0861,190,484,282

Schools Financial Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 12727,654,5279221,700,960
    b. 15 Years or less 1,580160,908,43411417,542,510
    a. > 15 years 597,854,73051,128,375
    b. 15 Years or less 10719,999,88251,808,250
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1554,985,765851,320,045
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 64441,991,4731478,298,645
Closed-End Adjustable Rate 827,643,54411,937,210
Open-End Adjustable Rate 39212,202,4972063,123,452
Open-End Fixed Rate 0000
TOTALS 3,072303,240,85265556,859,447


Interest Only & Payment Option 1st Mortgage Loans 122,467,5000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Schools Financial Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes