Mc Clatchy Employees Credit Union

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A short history of Mc Clatchy Employees CU

Since its inception in 1935 the Mc Clatchy Employees Credit Union has been serving its members in the SACRAMENTO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Stephen Serfozo, the Mc Clatchy Employees CU has grown its membership to over 1,085 with assets of more than $15,900,816. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (916) 321-1780 or email them at creditunion@mcclatchy.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SACRAMENTO, CA.

General Information For Mc Clatchy Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65095
Address P.O. BOX 15779 
City SACRAMENTO 
State California 
Zip-Code 95852
Phone Number (916) 321-1780
Fax Number (916) 321-1720
Email Address: creditunion@mcclatchy.com
CEO/President Stephen Serfozo
Members 1,085 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,900,816 
Website http://www.mcclatchyecu.com 

Compare Mc Clatchy Employees Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sacramento CU Bruceville Branch 6600 Bruceville Rd (888) 722-8601 No 0.13
Matson Employees CU MATSON EFCU 475 14th St Ste 220 94612 (510) 628-4358 No 0.31
Schools Financial CU Orangevale Branch 6000 Main Ave 95662 (916) 989-1018 No 3.26
First U.s. Community CU First US Community CU 580 University Ave 95825 (916) 576-5642 No 4.14
The Golden 1 CU Ione 339 Preston Ave 95825 (916) 732-2900 No 6.59

Mc Clatchy Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Mc Clatchy Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.39 2.39 5.00 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 70 41 268 289
Rank Among All California Credit Unions N/A 26 23 101 97

Mc Clatchy Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.60 N/A 0.75 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 55 N/A 215 N/A
Rank Among All California Credit Unions N/A 9 N/A 56 N/A
Mc Clatchy Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.990114391,180
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.390451,033,361
Used Vehicle Loans 2.390961,050,479
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000151,483,727
Total Other Real Estate Loans/Lines of Credit 5.50018,023
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.00024,465
TOTAL LOANS & LEASES 2733,971,235

Mc Clatchy Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 151,483,72700
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 18,02300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 161,491,75000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Mc Clatchy Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No