Sacramento Credit Union

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A short history of Sacramento CU

Since its inception in 1935 the Sacramento Credit Union has been serving its members in the Sacramento, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bhavnesh Makin, the Sacramento CU has grown its membership to over 25,333 with assets of more than $456,255,839. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (888) 722-8601 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Sacramento, CA.

General Information For Sacramento CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62641
Address P.O. Box 2351 
City Sacramento 
State California 
Zip-Code 95812
Phone Number (888) 722-8601
Fax Number () -
Email Address: none
CEO/President Bhavnesh Makin
Members 25,333 
Full-Time Employees 89 
Part-Time Employees
Number of Branch Offices
Total Assets 456,255,839 

Compare Sacramento Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Matson Employees CU MATSON EFCU 475 14th St Ste 220 94612 (510) 628-4358 No 0.31
Mc Clatchy Employees CU Fresno 1626 E St 93786 (559) 441-6189 No 1.14
Schools Financial CU Orangevale Branch 6000 Main Ave 95662 (916) 989-1018 No 3.25
First U.s. Community CU First US Community CU 580 University Ave 95825 (916) 576-5642 No 4.13
The Golden 1 CU Ione 339 Preston Ave 95825 (916) 732-2900 No 6.58

Sacramento Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Sacramento Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.63 3.34 3.60 3.83 5.33
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 388 185 158 112 269
Rank Among All California Credit Unions 88 74 71 38 88

Sacramento Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.23 0.09 0.23 0.52 0.34
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 98 132 110 257 254
Rank Among All California Credit Unions 13 39 32 73 70
Sacramento Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.6303,12311,506,869
All Other Unsecured Loans/Lines of Credit 8.3208677,222,781
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.3402,14156,369,236
Used Vehicle Loans 3.6002,76742,930,565
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.83016052,335,122
Total Other Real Estate Loans/Lines of Credit 5.33082328,061,724
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.9001,04136,399,973
TOTAL LOANS & LEASES 10,922234,826,270

Sacramento Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8119,355,1565313,636,750
    b. 15 Years or less 5613,044,956155,213,504
    a. > 15 years 1413,812,29800
    b. 15 Years or less 96,122,71200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2588,589,394241,177,400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 56519,472,3302714,628,556
Open-End Fixed Rate 0000
TOTALS 98380,396,84636324,656,210


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sacramento Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes