First U.s. Community Credit Union

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A short history of First U.s. Community CU

Since its inception in 1936 the First U.s. Community Credit Union has been serving its members in the SACRAMENTO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carol Hauck, the First U.s. Community CU has grown its membership to over 24,199 with assets of more than $358,071,756. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (916) 576-5642 or email them at firstus@firstus.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SACRAMENTO, CA.

General Information For First U.s. Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68474
Address 580 UNIVERSITY AVE 
City SACRAMENTO 
State California 
Zip-Code 95825
Phone Number (916) 576-5642
Fax Number (916) 561-0345
Email Address: firstus@firstus.org
CEO/President Carol Hauck
Members 24,199 
Full-Time Employees 68 
Part-Time Employees
Number of Branch Offices
Total Assets 358,071,756 
Website http://www.firstus.org 

Compare First U.s. Community Credit Union To Other Local Credit Unions


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California Community CU Modesto 3600 Sisk Rd Ste 4L 95356 (209) 544-3971 No 2.61
Mc Clatchy Employees CU Fresno 1626 E St 93786 (559) 441-6189 No 4.46

First U.s. Community Credit Union Financial Performance Charts


Performance Charts

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Financial Data


First U.s. Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.39 3.19 3.00 3.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 195 115 26 99
Rank Among All California Credit Unions 47 76 51 7 23

First U.s. Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.04 0.08 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 146 138 302 259
Rank Among All California Credit Unions N/A 46 49 89 75
First U.s. Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9004,1916,323,508
All Other Unsecured Loans/Lines of Credit 9.9001,2971,225,001
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.39042610,300,528
Used Vehicle Loans 3.1903,43740,529,164
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.000778112,452,575
Total Other Real Estate Loans/Lines of Credit 3.99078427,110,455
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.4901472,523,694
TOTAL LOANS & LEASES 11,060200,464,925

First U.s. Community Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11520,872,176134,422,550
    b. 15 Years or less 35042,899,793172,565,300
Balloon/Hybrid
    a. > 15 years 9726,837,362163,758,500
    b. 15 Years or less 4415,396,70400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1715,642,24847429,754
Adjustable Rate > 1 yr 1804,29200

OTHER REAL ESTATE

Closed-End Fixed Rate 1072,419,747120,000
Closed-End Adjustable Rate 405,918,8205804,000
Open-End Adjustable Rate 62718,543,581382,279,900
Open-End Fixed Rate 10228,307371,481
TOTALS 1,562139,563,03014014,351,485

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

First U.s. Community Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes