Communityamerica Credit Union

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A short history of Communityamerica CU

Since its inception in 1940 the Communityamerica Credit Union has been serving its members in the KANSAS CITY, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Ginter, the Communityamerica CU has grown its membership to over 212,213 with assets of more than $2,507,423,604. They have a main office and 28 branch offices. Please see the credit unions website or contact them by phone at (913) 905-7000 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KANSAS CITY, MO.

General Information For Communityamerica CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67664
Address P.O. Box 15950 
State Missouri 
Zip-Code 66285
Phone Number (913) 905-7000
Fax Number (913) 905-7070
Email Address:
CEO/President Lisa Ginter
Members 212,213 
Full-Time Employees 762 
Part-Time Employees 22 
Number of Branch Offices 28 
Total Assets 2,507,423,604 

Compare Communityamerica Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Sm CU MAIN OFFICE 6029 BROADMOOR St 66201 (913) 831-4555 No 0.11
K.u.m.c. CU Shawnee 12510 W 62nd Ter Ste 104 66216 (913) 962-8144 No 3.96
Metropolitan CU Metropolitan Federal CU 4420 Madison Ave 64111 (816) 931-4164 No 4.21
Scientific Research Partner's CU Scientific Research Institute 425 volker Blvd 64110 (816) 753-7600 No 4.75
Kansas City P&g Employees CU KC P&G Employees CU 1900 Kansas Ave 66105 (913) 573-0441 No 4.80

Communityamerica Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Communityamerica Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.62 4.96 4.98 3.77 4.83
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 387 393 322 104 208
Rank Among All Missouri Credit Unions 27 65 48 15 28

Communityamerica Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.30 1.00 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 97 174 219
Rank Among All Missouri Credit Unions N/A 23 10 14 19
Communityamerica Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.62026,38994,245,444
All Other Unsecured Loans/Lines of Credit 4.95017,92684,030,968
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 11.5303,3019,226,260
New Vehicle Loans 4.9605,551121,175,321
Used Vehicle Loans 4.98024,128324,226,387
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7704,212600,318,790
Total Other Real Estate Loans/Lines of Credit 4.8308,159288,245,067
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.8805,33756,549,337
TOTAL LOANS & LEASES 95,0031,578,017,574

Communityamerica Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,607269,977,376988202,660,148
    b. 15 Years or less 1,547141,072,19926742,738,630
    a. > 15 years 782139,128,8249919,378,945
    b. 15 Years or less 18130,096,273144,372,528
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 3163,042271,977
Adjustable Rate > 1 yr 9219,881,07600


Closed-End Fixed Rate 1,73167,762,10313719,546,878
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 6,428220,482,96479133,625,003
Open-End Fixed Rate 0000
TOTALS 12,371888,563,8572,298322,394,109


Interest Only & Payment Option 1st Mortgage Loans 91,414,2520
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Communityamerica Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes