Sm Federal Credit Union

  • +1

A short history of Sm FCU

Since its inception in 1960 the Sm Federal Credit Union has been serving its members in the MISSION, Kansas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LISA WALL, the Sm FCU has grown its membership to over 2,515 with assets of more than $67,971,958. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (913) 831-4555 or email them at CONTACT@SMFEDERAL.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MISSION, KS.

General Information For Sm FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13941
Address P. O. BOX 498 
State Kansas 
Zip-Code 66201
Phone Number (913) 831-4555
Fax Number (913) 831-0495
Members 2,515 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 67,971,958 
Website http://WWW.SMFEDERAL.ORG 

Compare Sm Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
K.u.m.c. CU Shawnee 12510 W 62nd Ter Ste 104 66216 (913) 962-8144 No 3.14
Metropolitan CU Metropolitan Federal CU 4420 Madison Ave 64111 (816) 931-4164 No 3.44
Scientific Research Partner's CU Scientific Research Institute 425 volker Blvd 64110 (816) 753-7600 No 4.07
Kansas City P&g Employees CU KC P&G Employees CU 1900 Kansas Ave 66105 (913) 573-0441 No 4.14
Guadalupe Centers CU GUADALUPE CENTERS FEDERAL CREDIT UNION 1512 VAN BRUNT BLVD 64127 (816) 949-9026 No 5.13

Sm Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Sm Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.96 2.53 2.95 3.01
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 32 55 22 28
Rank Among All Kansas Credit Unions N/A 1 2 2 3

Sm Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.75 N/A 1.54 1.49
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 46 N/A 87 95
Rank Among All Kansas Credit Unions N/A 4 N/A 4 4
Sm Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 5.48071199,467
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9601502,706,535
Used Vehicle Loans 2.5301601,968,590
Total 1st Mortgage Real Estate Loans/Lines of Credit 2.95038945,210,737
Total Other Real Estate Loans/Lines of Credit 3.010711,373,496
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.910541,000,515
TOTAL LOANS & LEASES 89552,459,340

Sm Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 456,668,57400
    b. 15 Years or less 33538,460,818322,844,059
    a. > 15 years 0000
    b. 15 Years or less 424,82000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 556,52500


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 711,373,49618453,342
Open-End Fixed Rate 0000
TOTALS 46046,584,233503,297,401


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Sm Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No