Vermont Federal Credit Union

  • +1

A short history of Vermont FCU

Since its inception in 1953 the Vermont Federal Credit Union has been serving its members in the BURLINGTON, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jean Giard, the Vermont FCU has grown its membership to over 36,922 with assets of more than $505,801,686. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (888) 252-0202 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BURLINGTON, VT.

General Information For Vermont FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24405
Address PO BOX 407 
State Vermont 
Zip-Code 05402
Phone Number (888) 252-0202
Fax Number (802) 658-9629
Email Address:
CEO/President Jean Giard
Members 36,922 
Full-Time Employees 113 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 505,801,686 

Compare Vermont Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Opportunities CU 25 Winooski Falls Way 25 Winooski Falls Way 05404 (802) 865-3404 No 1.77
North Country CU Lyndonville 854 Center Street 05406 (802) 657-6847 No 2.10
Green Mountain CU Main Branch 4 Laurel Hill Dr 05403 (802) 864-6892 No 2.36
New England CU Water Tower Hill 150 Watertower Cir 05403 (802) 879-8790 No 4.99
Peru CU Peru Federal Credit Union 700 Bear Swamp Rd 12972 (518) 643-9915 No 17.03

Vermont Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Vermont Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.09 4.73 4.22 4.08 3.61
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 49 366 228 152 63
Rank Among All Vermont Credit Unions 2 12 11 4 1

Vermont Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.90 0.10 0.45 1.51 1.53
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 41 129 69 90 91
Rank Among All Vermont Credit Unions 2 8 4 4 3
Vermont Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.0909,38617,279,144
All Other Unsecured Loans/Lines of Credit 9.2504,1587,164,568
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0001814,821,012
New Vehicle Loans 4.7304829,581,196
Used Vehicle Loans 4.2204,49743,510,299
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0801,470178,048,558
Total Other Real Estate Loans/Lines of Credit 3.6101,24234,436,136
Leases Receivable 4.4001494,209,176
Total All Other Loans/Lines of Credit 4.9101,52822,230,019
TOTAL LOANS & LEASES 23,093321,280,108

Vermont Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 47870,988,00516731,975,565
    b. 15 Years or less 58372,224,06612912,098,403
    a. > 15 years 0000
    b. 15 Years or less 9722,702,102132,492,850
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 31212,134,3851592,109,857
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 37810,944,590761,796,981
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 86423,491,5464534,016,844
Open-End Fixed Rate 0000
TOTALS 2,712212,484,69499754,490,500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Vermont Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes