Peru Federal Credit Union

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A short history of Peru FCU

Since its inception in 1963 the Peru Federal Credit Union has been serving its members in the PERU, New York area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Maggie Pope, the Peru FCU has grown its membership to over 2,456 with assets of more than $18,681,736. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (518) 643-9915 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PERU, NY.

General Information For Peru FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15516
Address PO BOX 565 
City PERU 
State New York 
Zip-Code 12972
Phone Number (518) 643-9915
Fax Number (518) 643-9915
Email Address:
CEO/President Maggie Pope
Members 2,456 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,681,736 

Compare Peru Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ufirst CU UFirst FCU 274 Rugar St 12901 (518) 324-5700 No 9.65
Plattsburgh City School District CU Plattsburgh City School District FCU 49 Broad St Ste 101 12901 (518) 561-4510 No 10.64
Cvph Employees CU LOCATION OF RECORDS 75 BEEKMAN ST 12901 (518) 562-7030 No 10.92
Gp Community CU GP Community FCU 53 Weed St 12901 (518) 563-1338 No 11.68
Dannemora CU Dannemora-Tom Miller 344 Tom Miller Rd 12901 (518) 825-0323 No 15.26

Peru Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Peru Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.25 5.25 6.24 6.24
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 424 356 391 367
Rank Among All New York Credit Unions N/A 127 109 102 106

Peru Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 N/A 0.55 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 N/A 251 N/A
Rank Among All New York Credit Unions N/A 27 N/A 64 N/A
Peru Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.7505871,874,171
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.25037817,398
Used Vehicle Loans 5.2502392,594,976
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.240463,245,516
Total Other Real Estate Loans/Lines of Credit 6.2406139,518
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.5002351,561,719
TOTAL LOANS & LEASES 1,15010,233,298

Peru Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 272,265,5812347,500
    b. 15 Years or less 16833,766153,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 3146,16900


Closed-End Fixed Rate 240,06500
Closed-End Adjustable Rate 233,45600
Open-End Adjustable Rate 265,99700
Open-End Fixed Rate 0000
TOTALS 523,385,0343400,500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Peru Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes