North Country Federal Credit Union

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A short history of North Country FCU

Since its inception in 1950 the North Country Federal Credit Union has been serving its members in the BURLINGTON, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Morgan, the North Country FCU has grown its membership to over 41,226 with assets of more than $536,296,942. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (802) 657-6847 or email them at memberservices@northcountry.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BURLINGTON, VT.

General Information For North Country FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24312
Address PO BOX 64709 
City BURLINGTON 
State Vermont 
Zip-Code 05406
Phone Number (802) 657-6847
Fax Number (802) 264-6809
Email Address: memberservices@northcountry.org
CEO/President Robert Morgan
Members 41,226 
Full-Time Employees 149 
Part-Time Employees
Number of Branch Offices 10 
Total Assets 536,296,942 
Website http://www.northcountry.org 

Compare North Country Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Vermont CU Burlington Branch 84 Pine St 05402 (888) 252-0202 No 0.21
Opportunities CU 25 Winooski Falls Way 25 Winooski Falls Way 05404 (802) 865-3404 No 1.77
Green Mountain CU Main Branch 4 Laurel Hill Dr 05403 (802) 864-6892 No 2.36
New England CU Water Tower Hill 150 Watertower Cir 05403 (802) 879-8790 No 4.99
Peru CU Peru Federal Credit Union 700 Bear Swamp Rd 12972 (518) 643-9915 No 17.03

North Country Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


North Country Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.45 2.54 2.54 4.50 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 60 88 56 205 132
Rank Among All Vermont Credit Unions 3 4 3 6 4

North Country Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.99 0.20 0.30 0.80 1.29
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 21 108 97 207 119
Rank Among All Vermont Credit Unions 1 6 7 10 5
North Country Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.4508,05629,584,217
All Other Unsecured Loans/Lines of Credit 9.7405,74811,662,347
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.0001724,969,477
New Vehicle Loans 2.54076310,420,459
Used Vehicle Loans 2.5408,79881,677,143
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5001,706196,254,565
Total Other Real Estate Loans/Lines of Credit 4.2502,19269,952,367
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2402,39928,997,869
TOTAL LOANS & LEASES 29,834433,518,444

North Country Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 64599,360,49313021,786,926
    b. 15 Years or less 61556,046,29811510,733,049
Balloon/Hybrid
    a. > 15 years 124,016,97200
    b. 15 Years or less 5415,871,103124,553,975
Other Fixed Rate 1111,741187,456
Adjustable Rate 1 yr or less 37920,847,958565,417,089
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1,30737,043,4711314,791,391
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 88532,908,896645,101,212
Open-End Fixed Rate 0000
TOTALS 3,898266,206,93250952,471,098

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1111,74187,456
Interest Only & Payment Option Other RE/LOC Loans 282,73719,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

North Country Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes