New England Federal Credit Union

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A short history of New England FCU

Since its inception in 1961 the New England Federal Credit Union has been serving its members in the Williston, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Dwyer, Jr, the New England FCU has grown its membership to over 88,754 with assets of more than $1,229,876,843. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (802) 879-8790 or email them at duncan@nefcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Williston, VT.

General Information For New England FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 19263
Address P.O. Box 527 
City Williston 
State Vermont 
Zip-Code 05495
Phone Number (802) 879-8790
Fax Number () -
Email Address: duncan@nefcu.com
CEO/President John Dwyer, Jr
Members 88,754 
Full-Time Employees 201 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 1,229,876,843 
Website http://www.nefcu.com 

Compare New England Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
North Country CU Lyndonville 854 Center Street 05406 (802) 657-6847 No 6.02
Green Mountain CU Main Branch 4 Laurel Hill Dr 05403 (802) 864-6892 No 6.14
Opportunities CU 25 Winooski Falls Way 25 Winooski Falls Way 05404 (802) 865-3404 No 6.58
Vermont CU Burlington Branch 84 Pine St 05402 (888) 252-0202 No 7.33
Peru CU Peru Federal Credit Union 700 Bear Swamp Rd 12972 (518) 643-9915 No 24.14

New England Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


New England Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 2.29 2.29 3.88 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 60 37 119 100
Rank Among All Vermont Credit Unions 5 3 2 1 3

New England Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.15 0.55 1.26 1.16
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 107 119 56 124 139
Rank Among All Vermont Credit Unions 3 7 2 6 6
New England Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.90022,77632,819,897
All Other Unsecured Loans/Lines of Credit 11.9905,70422,606,452
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2901,92236,144,126
Used Vehicle Loans 2.2906,87166,766,449
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8804,807618,181,412
Total Other Real Estate Loans/Lines of Credit 4.0002,81466,465,604
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2902,34329,257,958
TOTAL LOANS & LEASES 47,237872,241,898

New England Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 23747,000,37835676,204,015
    b. 15 Years or less 2,359209,098,61732152,826,782
Balloon/Hybrid
    a. > 15 years 953181,375,91313127,877,896
    b. 15 Years or less 793138,105,8976015,633,490
Other Fixed Rate 62,798,38411,212,000
Adjustable Rate 1 yr or less 43329,136,826407,835,386
Adjustable Rate > 1 yr 2610,665,39721,315,000

OTHER REAL ESTATE

Closed-End Fixed Rate 61815,951,754712,811,809
Closed-End Adjustable Rate 1092,369,43500
Open-End Adjustable Rate 2,08748,144,4151939,149,600
Open-End Fixed Rate 0000
TOTALS 7,621684,647,0161,175194,865,978

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 14729,284,36818,180,368
Interest Only & Payment Option Other RE/LOC Loans 1375,252,9411,214,400
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

New England Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes