Opportunities Credit Union

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A short history of Opportunities CU

Since its inception in 1989 the Opportunities Credit Union has been serving its members in the WINOOSKI, Vermont area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Cheryl Fatnassi, the Opportunities CU has grown its membership to over 7,122 with assets of more than $37,013,787. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (802) 865-3404 or email them at info@oppsvt.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WINOOSKI, VT.

General Information For Opportunities CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67251
Address PO BOX 67 
State Vermont 
Zip-Code 05404
Phone Number (802) 865-3404
Fax Number (802) 862-8971
Email Address: info@oppsvt.org
CEO/President Cheryl Fatnassi
Members 7,122 
Full-Time Employees 24 
Part-Time Employees
Number of Branch Offices
Total Assets 37,013,787 
Website http://www.oppsvt.org 

Compare Opportunities Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Vermont CU Burlington Branch 84 Pine St 05402 (888) 252-0202 No 1.98
North Country CU Lyndonville 854 Center Street 05406 (802) 657-6847 No 3.56
Green Mountain CU Main Branch 4 Laurel Hill Dr 05403 (802) 864-6892 No 3.90
New England CU Water Tower Hill 150 Watertower Cir 05403 (802) 879-8790 No 4.46
Peru CU Peru Federal Credit Union 700 Bear Swamp Rd 12972 (518) 643-9915 No 17.86

Opportunities Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Opportunities Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.59 3.99 4.50 5.90
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 351 202 205 330
Rank Among All Vermont Credit Unions N/A 11 9 6 9

Opportunities Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.50 1.20 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 60 134 283
Rank Among All Vermont Credit Unions N/A 8 3 7 16
Opportunities Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.000165590,738
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.59013241,393
Used Vehicle Loans 3.9901811,642,772
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50016019,987,299
Total Other Real Estate Loans/Lines of Credit 5.900552,053,462
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.9005484,536,398
TOTAL LOANS & LEASES 1,12229,052,062

Opportunities Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 465,393,443142,492,140
    b. 15 Years or less 394,8353481,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1402,02800
Adjustable Rate > 1 yr 11014,096,993122,094,320


Closed-End Fixed Rate 511,616,48910615,043
Closed-End Adjustable Rate 4436,97300
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 21522,040,761395,682,503


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Opportunities Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes