United Consumers Credit Union

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A short history of United Consumers CU

Since its inception in 1941 the United Consumers Credit Union has been serving its members in the Independence, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chris McCreary, the United Consumers CU has grown its membership to over 18,682 with assets of more than $144,335,811. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (816) 325-6900 or email them at helpdesk@uccumo.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Independence, MO.

General Information For United Consumers CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68410
Address 1111 E 23rd St S 
City Independence 
State Missouri 
Zip-Code 64055
Phone Number (816) 325-6900
Fax Number (816) 461-6507
Email Address: helpdesk@uccumo.com
CEO/President Chris McCreary
Members 18,682 
Full-Time Employees 61 
Part-Time Employees 17 
Number of Branch Offices
Total Assets 144,335,811 
Website http://www.uccumo.com 

Compare United Consumers Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Central Communications CU Broadway 2007 Broadway Blvd 64055 (816) 842-0727 No 1.85
City CU City Credit Union 2550 S State Route 291 64057 (816) 252-2415 No 1.94
Independence CU INDEPENDENCE FEDERAL CREDIT UNION 301 W LEXINGTON AVE STE 220 64050 (816) 833-0781 No 3.13
Independence Teachers CU Independence Teachers Credit Union 201 N Forest Ave Ste 3 64050 (816) 521-5378 No 3.72
Raytown-lee's Summit Community CU Raytown Branch 10021 E 66th Ter 64133 (816) 356-0791 No 4.79

United Consumers Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

United Consumers Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 15.74 4.85 5.05 5.01 6.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 532 381 330 269 391
Rank Among All Missouri Credit Unions 37 64 50 35 48

United Consumers Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.12 0.13 1.06 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 138 125 128 163 212
Rank Among All Missouri Credit Unions 17 20 17 11 18
United Consumers Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 15.7402,0292,462,550
All Other Unsecured Loans/Lines of Credit 12.7001,5492,769,712
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.8503407,516,043
Used Vehicle Loans 5.0503,83543,273,539
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.01028823,258,904
Total Other Real Estate Loans/Lines of Credit 6.5003668,876,315
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.0901991,972,076
TOTAL LOANS & LEASES 8,60690,129,139

United Consumers Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1259,878,490354,205,000
    b. 15 Years or less 926,070,9226483,050
    a. > 15 years 242,557,9132111,750
    b. 15 Years or less 474,751,57900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1984,490,43500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1684,385,88013451,138
Open-End Fixed Rate 0000
TOTALS 65432,135,219565,250,938


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Consumers Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes