Independence Federal Credit Union

  • +1

A short history of Independence FCU

Since its inception in 1963 the Independence Federal Credit Union has been serving its members in the INDEPENDENCE, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Christina Meaney, the Independence FCU has grown its membership to over 532 with assets of more than $3,030,921. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (816) 833-0781 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in INDEPENDENCE, MO.

General Information For Independence FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15509
Address 301 W LEXINGTON AVE STE 210 
State Missouri 
Zip-Code 64050
Phone Number (816) 833-0781
Fax Number (816) 833-2496
Email Address:
CEO/President Christina Meaney
Members 532 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 3,030,921 

Compare Independence Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Independence Teachers CU Independence Teachers Credit Union 201 N Forest Ave Ste 3 64050 (816) 521-5378 No 2.22
United Consumers CU Raytown 8730 E 63rd St 64133 (816) 325-6900 No 3.16
City CU City Credit Union 2550 S State Route 291 64057 (816) 252-2415 No 3.83
Bayer CU Bayer Credit Union 8400 Hawthorne Rd 64120 (816) 242-2133 No 4.17
Cross Roads CU Cross Roads 4357 N Chouteau Trfy 64117 (816) 483-4574 No 6.32

Independence Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Independence Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 5.00 6.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 397 443 N/A N/A
Rank Among All Missouri Credit Unions N/A 67 62 N/A N/A

Independence Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.30 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 302 283
Rank Among All Missouri Credit Unions N/A 23 N/A 42 29
Independence Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 18.000143263,259
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00041,497
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.00035604,773
Used Vehicle Loans 6.0001191,104,261
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.05039,892
TOTAL LOANS & LEASES 3041,983,682

Independence Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Independence Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No