Cross Roads Credit Union

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A short history of Cross Roads CU

Since its inception in 1928 the Cross Roads Credit Union has been serving its members in the KANSAS CITY, Missouri area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Judy Cardoza, the Cross Roads CU has grown its membership to over 1,268 with assets of more than $4,381,098. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (816) 483-4574 or email them at info@crossroadscu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in KANSAS CITY, MO.

General Information For Cross Roads CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61459
Address 4226 GARDNER 
City KANSAS CITY 
State Missouri 
Zip-Code 64120
Phone Number (816) 483-4574
Fax Number (816) 483-8334
Email Address: info@crossroadscu.com
CEO/President Judy Cardoza
Members 1,268 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,381,098 
Website http://www.crossroadscu.com 

Compare Cross Roads Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Edison CU Edison Credit Union 4200 E FRONT ST 64120 (816) 231-3380 No 0.48
Bayer CU Bayer Credit Union 8400 Hawthorne Rd 64120 (816) 242-2133 No 1.88
Greater Kc Public Safety CU East Branch 19341 E US Highway 40 Ste A 64127 (816) 504-2800 No 2.73
Burlington Northtown Community CU Burlington Northtown Community Credit Union 1002 Swift Ave 64116 (816) 474-5610 No 2.96
Holy Rosary CU St. Joseph Branch 401 Illinois Ave 64504 (816) 221-2734 No 3.08

Cross Roads Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cross Roads Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.00 5.00 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 282 324 N/A N/A
Rank Among All Missouri Credit Unions N/A 47 49 N/A N/A

Cross Roads Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.25 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 310 227
Rank Among All Missouri Credit Unions N/A 21 N/A 43 20
Cross Roads Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.500131270,918
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00010232,214
Used Vehicle Loans 5.0001581,792,899
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00024199,382
TOTAL LOANS & LEASES 3232,495,413

Cross Roads Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cross Roads Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes