Unify Financial Federal Credit Union

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A short history of Unify Financial FCU

Since its inception in 1963 the Unify Financial Federal Credit Union has been serving its members in the TORRANCE, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gordon Howe, the Unify Financial FCU has grown its membership to over 226,469 with assets of more than $2,747,255,662. They have a main office and 55 branch offices. Please see the credit unions website or contact them by phone at (877) 254-9328 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TORRANCE, CA.

General Information For Unify Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15732
Address 1899 WESTERN WAY 
City TORRANCE 
State California 
Zip-Code 90501
Phone Number (877) 254-9328
Fax Number (310) 381-2316
Email Address: none
CEO/President Gordon Howe
Members 226,469 
Full-Time Employees 630 
Part-Time Employees
Number of Branch Offices 55 
Total Assets 2,747,255,662 
Website http://www.unifyfcu.com 

Compare Unify Financial Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Parishioners CU Main Office 2355 Crenshaw Blvd Ste 100 90501 (310) 320-4588 No 0.99
Torrance Community CU Headquarters 1511 Cravens Ave 90510 (310) 618-9111 No 1.01
Honda CU Anna Office 12500 Meranda Rd 45302 (937) 642-6000 No 2.18
Nikkei CU Nikkei Credit Union - Gardena Branch 18425 S Western Ave 90248 (310) 324-1544 No 2.33
Northrop Grumman CU Central Bldg 7323 Aviation Blvd 90248 (410) 993-6000 No 2.43

Unify Financial Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Unify Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 3.24 2.49 3.63 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 173 51 86 100
Rank Among All California Credit Unions 51 70 27 28 24

Unify Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.10 0.85 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 134 198 271
Rank Among All California Credit Unions N/A 38 46 51 83
Unify Financial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.99041,11689,057,780
All Other Unsecured Loans/Lines of Credit 8.75033,433161,982,509
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0001,197781,576
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.24010,382269,830,158
Used Vehicle Loans 2.49021,226304,701,064
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.6303,027955,747,389
Total Other Real Estate Loans/Lines of Credit 4.0003,596134,872,670
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.98073413,624,197
TOTAL LOANS & LEASES 114,7111,930,597,343

Unify Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,585463,349,57022974,513,263
    b. 15 Years or less 900285,094,3787160,246,862
Balloon/Hybrid
    a. > 15 years 313142,681,3927329,478,104
    b. 15 Years or less 21761,135,820186,531,496
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 123,486,22900
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 36313,685,7687578,250
Closed-End Adjustable Rate 5207,20100
Open-End Adjustable Rate 2,839109,196,95623222,718,591
Open-End Fixed Rate 38911,782,745853,756,980
TOTALS 6,6231,090,620,059715197,823,546

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 269,833,0780
Interest Only & Payment Option Other RE/LOC Loans 1,52270,338,59322,681,896
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Unify Financial Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes